Cabarrus County property record for 25 Flowe St NW, Concord, NC 28027
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,320 sqft · built 2020 |
| Lot Size | 0.207 acres (9,000 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $194,500 (Feb 2021) |
| Tax Bill | $1,930 (2023) |
| Deeds & Mortgages | Sep 2025 Mortgage Mar 2020 Construction Loan + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 5621 12 4008 |
| Primary APN | 5621 12 4008 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,320 sqft Living Area |
| Gross Area | 1,532 sqft |
| 1st Floor Area | 660 sqft |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 9,000 sqft (0.207 acres) |
| Lot Dimensions | 150 ft deep x 60 ft wide |
| Driveway | Concrete Driveway |
| Driveway Area | 690 sqft |
| Porch | Slab |
| Porch Area | 84 sqft |
| Patio Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 144096 |
|---|---|
| Street Address | 25 FLOWE ST NW |
| City | CONCORD |
| State | NC |
| Zip | 28027-5911 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RC |
| Legal Description | LT 5 YORKE ADDN BLK B |
| Legal Subdivision | YORKE ADD |
| Legal Block | B |
| Legal Lot Number | 5 |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 4, KANNAPOLIS |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 41901 |
Source: Cabarrus County records, as of August 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 25 FLOWE ST NW, CONCORD, NC 28027-5911 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 18, 2025 | Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC |
| Mar 31, 2020 | Deed of Trust, Mortgage · Construction Mortgage COGENT BANK |
| Feb 10, 2021 | Warranty Deed, Subdivision Related Transfer · FHA Mortgage LOANDEPOT.COM LLC |
| Dec 13, 2019 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 10, 2021 · Amount on Record |
| Deed Sale | Feb 10, 2021 · Amount on Record |
| Prior Sale | Dec 13, 2019 · Amount on Record |
| Deed Book / Page | 14903 / 194 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 25 FLOWE ST NW, CONCORD, NC 28027-5911 |
| Transaction Type | Mortgage |
| Record Updated | Sep 26, 2025 |
| Name | Verified Name |
|---|---|
| Address | 25 FLOWE ST NW, CONCORD, NC 28027-5911 |
| Document Number | 0017620153 |
|---|---|
| Date | Sep 18, 2025 |
| Book Page | 17620/153 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 306 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 25 FLOWE ST NW, CONCORD, NC 28027-5911 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0014092172 |
|---|---|
| Date | Mar 31, 2020 |
| Book Page | 14092/172 |
| Name | COGENT BANK |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28210 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Feb 10, 2021 |
| Property Address | 25 FLOWE ST NW, CONCORD, NC 28027-5911 |
| Document Number | 0014903194 |
| Book / Page | 14903 / 194 |
| Map Reference | MB 1 PG 9 |
| Instrument Date | Feb 10, 2021 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | May 3, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $389.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3390 KEADY MILL LOOP, 3390, KANNAPOLIS, NC 28081-6441 |
| Name | Verified Name |
|---|---|
| Address | 25 FLOWE ST NW, CONCORD, NC 28027-5911 |
| Document Number | 0014903197 |
|---|---|
| Date | Feb 10, 2021 |
| Instrument | 14903/197 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Dec 13, 2019 |
| Property Address | 25 FLOWE ST NW, CONCORD, NC 28027-5911 |
| Document Number | 13892327 |
| Book / Page | 013892 / 000327 |
| Instrument Date | Dec 11, 2019 |
| Instrument | 34726 |
| Transaction Type | Transfer |
| Record Updated | Dec 30, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $26.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3390 KEADY MILL LOOP KANNAPOLIS NC 280816441, KANNAPOLIS, NC 28081-6441 |
Source: Cabarrus County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Municipality | Concord City |
| Unified School District | Cabarrus County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $294,540 (+86.19%) Land $57,000 Building $237,540 | ||
| 2024 | $294,540 (+86.19%) Land $57,000 Building $237,540 | ||
| 2023 | $1,930.00 | $158,190 Land $17,000 Building $141,190 | $158,190 Land $17,000 Building $141,190 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 1, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98.5% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CONCORD serves 120,771 people · EPA ID NC0113010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Apr 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 368 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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