Cabarrus County property record for 32 Flowe St NW, Concord, NC 28027
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,320 sqft · built 2020 |
| Lot Size | 0.207 acres (9,000 sqft) |
| Owner | Company Name on Record |
| Last Sale | $273,000 (Apr 2024) |
| Tax Bill | $1,984 (2023) |
| Deeds & Mortgages | Apr 2024 Sale & Mortgage Jul 2023 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 5621 12 5322 |
| Primary APN | 5621 12 5322 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,320 sqft Living Area |
| Gross Area | 1,520 sqft |
| 1st Floor Area | 660 sqft |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 9,000 sqft (0.207 acres) |
| Lot Dimensions | 150 ft deep x 60 ft wide |
| Driveway | Concrete Driveway |
| Driveway Area | 690 sqft |
| Porch | Slab |
| Patio Area | 90 sqft |
| Storage Building | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 173285 |
|---|---|
| Street Address | 32 FLOWE ST NW |
| City | CONCORD |
| State | NC |
| Zip | 28027-5911 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RC |
| Legal Description | LT 3 YORK ADDITION BLK A |
| Legal Subdivision | YORK ADD |
| Legal Block | A |
| Legal Lot Number | 3 |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 4, KANNAPOLIS |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 41901 |
Source: Cabarrus County records, as of August 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 7202 STREAMHAVEN DR, HARRISBURG, NC 28075-0018 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Apr 19, 2024 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jul 3, 2023 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Aug 23, 2022 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Jan 5, 2021 | Warranty Deed, Subdivision Related Transfer · ARM STATE EMPLOYEES CU |
| Mar 31, 2020 | Deed of Trust, Construction Loan · Line of Credit PINNACLE BK |
| Dec 13, 2019 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 19, 2024 · Amount on Record |
| Deed Sale | Apr 19, 2024 · Amount on Record |
| Prior Sale | Jan 5, 2021 · Amount on Record |
| Deed Document Number | 20247855 |
| Deed Book / Page | 16897 / 183 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Apr 19, 2024 |
| Property Address | 32 FLOWE ST NW, CONCORD, NC 28027-5911 |
| Document Number | 0016897183 |
| Book / Page | 16897 / 183 |
| Map Reference | MB 6 PG 86 |
| Instrument Date | Apr 19, 2024 |
| Transaction Type | Transfer |
| Record Updated | Apr 26, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $546.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 21843 SW BEACH BLVD, DUNNELLON, FL 34431-4205 |
| Name | Verified Name |
|---|---|
| Address | 7202 STREAMHAVEN DR, HARRISBURG, NC 28075-0018 |
| Document Number | 0168970186 |
|---|---|
| Date | Apr 19, 2024 |
| Instrument | 16897-0186 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 32 FLOWE ST NW, CONCORD, NC 28027-5911 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2023 |
| Title Company | NOT AVAILABLE, CLIENTFIRST TITLE |
| Name | Verified Name |
|---|
| Document Number | 0001655579 |
|---|---|
| Date | Jul 3, 2023 |
| Book Page | 16555/79 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 32 FLOWE ST NW, CONCORD, NC 28027-5911 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0016171268 |
|---|---|
| Date | Aug 23, 2022 |
| Book Page | 16171/268 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | CONCORD, NC 28027 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Jan 5, 2021 |
| Property Address | 32 FLOWE ST NW, CONCORD, NC 28027-5911 |
| Document Number | 0014804307 |
| Book / Page | 14804 / 307 |
| Instrument Date | Jan 4, 2021 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | May 3, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $389.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3309 KEADY MILL LOOP, 3309, KANNAPOLIS, NC 28081-6441 |
| Name | Verified Name |
|---|---|
| Address | 32 FLOWE ST NW, CONCORD, NC 28027-5911 |
| Document Number | 0014804310 |
|---|---|
| Date | Jan 5, 2021 |
| Instrument | 14804/310 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.37% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Feb 1, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 4.25% |
| Max Rate At Change | 6.37% |
| Index | 5-Year CMT |
| Max Rate | 10.3% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Mar 31, 2020 |
| Property Address | 32 FLOWE ST NW, CONCORD, NC 28027-5911 |
| Document Number | 14092160 |
| Book / Page | 014092 / 000160 |
| Instrument Date | Mar 31, 2020 |
| Instrument | 9723 |
| Transaction Type | Construction Loan |
| Record Updated | Jun 1, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3390 KEADY MILL LOOP KANNAPOLIS NC 280816441, KANNAPOLIS, NC 28081-6441 |
| Document Number | 14092160 |
|---|---|
| Date | Mar 31, 2020 |
| Book Page | 014092/000160 |
| Instrument | 9723 |
| Name | PINNACLE BK |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28210 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Dec 13, 2019 |
| Property Address | 32 FLOWE ST NW, CONCORD, NC 28027-5911 |
| Document Number | 13892325 |
| Book / Page | 013892 / 000325 |
| Instrument Date | Dec 9, 2019 |
| Instrument | 34725 |
| Transaction Type | Transfer |
| Record Updated | Dec 30, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $26.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3390 KEADY MILL LOOP KANNAPOLIS NC 280816441, KANNAPOLIS, NC 28081-6441 |
Source: Cabarrus County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Municipality | Concord City |
| Unified School District | Cabarrus County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $291,140 (-) Land $57,000 Building $234,140 | ||
| 2025 | $291,140 (+79.06%) Land $57,000 Building $234,140 | ||
| 2024 | $291,140 (+79.06%) Land $57,000 Building $234,140 | ||
| 2023 | $1,984.00 | $162,590 Land $17,000 Building $145,590 | $162,590 Land $17,000 Building $145,590 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 1, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98.5% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CONCORD serves 120,771 people · EPA ID NC0113010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Apr 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 368 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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