Albany County and Colonie Town property record for 25 Fermac St, Albany, NY 12205
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,387 sqft · built 1935 |
| Lot Size | 0.34 acres (14,810 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,802 (2026) |
| Deeds & Mortgages | Jan 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 012601 29.14-1-9 |
| Primary APN | 012601 29.14-1-9 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,387 sqft Living Area |
| 1st Floor Area | 1,035 sqft |
| Upper Floors Area | 352 sqft |
| Year Built | Built 1935 |
|---|---|
| Effective Year Built | Effective 1935 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 14,810 sqft (0.34 acres) |
| Garage Type | Attached |
| Garage Area | 352 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 104 sqft |
| Shed | 1 Shed |
| Shed Area | 90 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 02901400010090000000 |
|---|---|
| Street Address | 25 FERMAC ST |
| City | ALBANY |
| State | NY |
| Zip | 12205-4704 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 45 |
| Legal Description | LTS 23-25 N-373 E-7 S-42-37 |
| Legal Subdivision | FARMAC PARK |
| Legal Block | 1 |
| Legal Lot Number | 9.000 |
| Jurisdiction | ALBANY NY |
| Township / Civil Division | COLONIE |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 13901 |
25 Fermac St is owned by an individual who acquired it in December 2022.
Source: Albany County and Colonie Town records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 275 WATERVLIET SHAKER RD, WATERVLIET, NY 12189-3422 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Dec 8, 2022 |
| Transfer Doc | 0000000602 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 25 FERMAC ST, ALBANY, NY 12205-4704 |
| Transaction Type | Mortgage |
| Record Updated | Jul 24, 2023 |
| Title Company | NOT AVAILABLE, SPA CITY TITLE AGENCY LLC |
| Name | Verified Name |
|---|---|
| Address | 275 WATERVLIET SHAKER RD, WATERVLIET, NY 12189-3422 |
| Document Number | 0000000603 |
|---|---|
| Date | Jan 24, 2023 |
| Instrument | R2023-1603 |
| Name | SUNMARK FCU |
|---|---|
| Type | Credit Union |
| Address | LATHAM, NY 12110 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 119 Months |
| Due | Dec 15, 2032 |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 25 Fermac St was $3,802, up 0.6% from the year before.
Source: Albany County and Colonie Town assessment roll, as of March 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Albany County |
| County Subdivision | Colonie Town |
| Municipality | Colonie Village |
| Unified School District | South Colonie Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,802.00 (+0.58%) | ||
| 2025 | $3,780.00 | $91,500 Land $18,300 Building $73,200 | $209,400 Land $41,880 Building $167,520 |
| 2023 | $91,500 (-) Land $18,300 Building $73,200 | $179,400 (+9.31%) Land $35,880 Building $143,520 | |
| 2022 | $91,500 Land $18,300 Building $73,200 | $164,126 Land $32,825 Building $131,301 | |
| 2021 | $2,316.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 25 Fermac St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 25 Fermac St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COLONIE VILLAGE serves 8,030 people · EPA ID NY0100194 |
|---|---|
| Water Source | Purchased surface water from LATHAM WATER DISTRICT |
| Last State Inspection | Nov 2022 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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