Albany County and Colonie Town property record for 18 Fermac St, Albany, NY 12205
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,802 sqft · built 1959 |
| Lot Size | 0.44 acres (19,166 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $280,000 (Feb 2024) |
| Tax Bill | $4,221 (2026) |
| Deeds & Mortgages | Sep 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 012601 29.14-1-15.1 |
| Primary APN | 012601 29.14-1-15.1 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,802 sqft Living Area |
| 1st Floor Area | 1,802 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Foundation Type | Raised |
| Lot Area | 19,166 sqft (0.44 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 86 sqft |
| Shed | 1 Shed |
| Shed Area | 96 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 02901400010150010000 |
|---|---|
| Street Address | 18 FERMAC ST |
| City | ALBANY |
| State | NY |
| Zip | 12205-4705 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 45 |
| Legal Description | LOTS 18-20-22 N-FERMAC E-16 S-82-25 |
| Legal Block | 1 |
| Legal Lot Number | 15.001 |
| Jurisdiction | ALBANY NY |
| Township / Civil Division | COLONIE |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 13901 |
18 Fermac St is owned and occupied by two individuals who bought it in February 2024.
Source: Albany County and Colonie Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 27 OMEGA TER, LATHAM, NY 12110-1954 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 22, 2024 · Amount on File |
| Deed Sale | Feb 22, 2024 · Amount on File |
| Deed Document Number | 20243026 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 18 FERMAC ST, ALBANY, NY 12205-4705 |
| Transaction Type | Mortgage |
| Record Updated | Oct 18, 2023 |
| Title Company | TIMIOS INC |
| Name | Verified Name |
|---|---|
| Address | 18 FERMAC ST, ALBANY, NY 12205-4705 |
| Document Number | 0000007075 |
|---|---|
| Date | Sep 22, 2023 |
| Instrument | R2023-17075 |
| Name | RELIANCE FIRST CAPITAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | MELVILLE, NY 11747 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2053 |
The 2026 property tax bill for 18 Fermac St was $4,221 with a homeowner's exemption, up 12.6% from the year before.
Source: Albany County and Colonie Town assessment roll, as of March 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Albany County |
| County Subdivision | Colonie Town |
| Municipality | Colonie Village |
| Unified School District | South Colonie Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,221.00 (+12.59%) Homeowner's exemption | ||
| 2025 | $3,749.00 Homeowner's exemption | $101,600 Land $20,300 Building $81,300 | $232,500 Land $46,454 Building $186,046 |
| 2023 | $101,600 (-) Land $20,300 Building $81,300 | $199,200 (+9.31%) Land $39,801 Building $159,399 | |
| 2022 | $101,600 Land $20,300 Building $81,300 | $182,242 Land $36,413 Building $145,829 | |
| 2021 | $5,816.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 18 Fermac St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 18 Fermac St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COLONIE VILLAGE serves 8,030 people · EPA ID NY0100194 |
|---|---|
| Water Source | Purchased surface water from LATHAM WATER DISTRICT |
| Last State Inspection | Nov 2022 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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