25 Elsie St, Springfield, MA 01109 Property Records

Hampden County and Springfield City property record for 25 Elsie St, Springfield, MA 01109

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,423 sqft · built 1922
Lot Size	0.115 acres (5,001 sqft)
Owner	2 Trust Names on Record
Last Sale	$141,000 (Sep 2004)
Tax Bill	$4,341 (2026)
Deeds & Mortgages	Sep 2026 Line of Credit Mar 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`SPRI S:04620 P:0012`

Property Details

APN / Parcel Number

Primary APN	`SPRI S:04620 P:0012`
Alternative APN	`46200012`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,423 sqft Living Area
1st Floor Area	864 sqft

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1922
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Shed Roof
Lot Area	5,001 sqft (0.115 acres)
Garage Type	Detached
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	46200012
Street Address	25 ELSIE ST
City	SPRINGFIELD
State	MA
Zip	01109-2623
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Jurisdiction	SPRINGFIELD MA
Township / Civil Division	SPRINGFIELD
Census Block Group	6
Census Block	6005
Census Tract	801700

Owner

Source: Hampden County and Springfield City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	25 ELSIE ST, SPRINGFIELD, MA 01109-2623
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2026	Deed of Trust, Mortgage · Line of Credit WESTFIELD BANK
Mar 2, 2022	Quit Claim Deed, Transfer Quitclaim
May 22, 2019	Deed of Trust, Mortgage · Balloon Mortgage WESTFIELD BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 2, 2004 · Amount on Record
Deed Sale	Sep 2, 2004 · Amount on Record
Deed Document Number	200415572
Deed Book / Page	14464 / 305
Last Transfer Date	Feb 14, 2022
Transfer Doc	0024431-86
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Recording Date	Sep 1, 2026
Property Address	25 ELSIE ST, SPRINGFIELD, MA 01109-2623
Document Number	0000042393
Book / Page	26490 / 586
Instrument Date	Aug 27, 2026
Instrument	202642393
Transaction Type	Mortgage
Record Updated	Sep 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000042393,
Date	Sep 1, 2026
Book Page	26490/586
Instrument	202642393

Lender

Name	WESTFIELD BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Oct 1, 2051

Interest

Max Rate	-1%

March 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Mar 2, 2022
Property Address	25 ELSIE ST, SPRINGFIELD, MA 01109-2623
Document Number	0024431-86
Book / Page	24431 / 86
Instrument Date	Feb 14, 2022
Instrument	13109
Transaction Type	Transfer
Record Updated	Mar 18, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 ELSIE ST, SPRINGFIELD, MA 01109-2623

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Property Address	25 ELSIE ST, SPRINGFIELD, MA 01109-2623
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	22674-432
Date	May 22, 2019
Book Page	22674/432
Instrument	26302

Lender

Name	WESTFIELD BANK FSB
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Jun 1, 2044

Tax Assessment & Valuation

Source: Hampden County and Springfield City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Springfield City
Unified School District	Springfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,341.00 (+7.9%)	$280,800 (+9.43%) Land $43,000 Building $237,800	$279,299 (+1.91%)
2025	$4,023.00 (+11.47%)	$256,600 (+21.21%) Land $39,000 Building $217,600	$274,075 (+9.24%)
2024			$250,895
2023	$3,609.00	$211,700 Land $29,500 Building $182,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: GoNetspeed, T-Mobile, Verizon.

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