15 Elsie St, Springfield, MA 01109 Property Records

Hampden County and Springfield City property record for 15 Elsie St, Springfield, MA 01109

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,210 sqft · built 1924
Lot Size	0.115 acres (5,001 sqft)
Owner	Individual Name on File
Last Sale	$52,000 (Dec 1994)
Tax Bill	$3,698 (2026)
Deeds & Mortgages	Oct 2022 Refinance May 2022 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`SPRI S:04620 P:0014`

Property Details

APN / Parcel Number

Primary APN	`SPRI S:04620 P:0014`
Alternative APN	`46200014`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,210 sqft Living Area
1st Floor Area	528 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1924
Architectural Style	Colonial
Exterior Material	Wood Siding
Lot Area	5,001 sqft (0.115 acres)
Garage Type	Detached
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	46200014
Street Address	15 ELSIE ST
City	SPRINGFIELD
State	MA
Zip	01109-2623
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Jurisdiction	SPRINGFIELD MA
Township / Civil Division	SPRINGFIELD
Census Block Group	6
Census Block	6005
Census Tract	801700

Owner

15 Elsie St is owned and occupied by an individual who bought it in December 1994.

Source: Hampden County and Springfield City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	15 ELSIE ST, SPRINGFIELD, MA 01109-2623
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 11, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance GREATER SPRINGFIELD CREDIT UNION
May 16, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance GREATER SPRINGFIELD CREDIT UNION
Oct 16, 2017	Deed of Trust, Mortgage · Conventional Mortgage GREATER SPRINGFIELD CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 20, 1994 · Amount on File
Deed Sale	Dec 20, 1994 · Amount on File
Prior Sale	Mar 30, 1994 · Amount on File
Deed Book / Page	9021 / 252
Transfer Doc	8786000027
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Property Address	15 ELSIE ST, SPRINGFIELD, MA 01109-2623
Transaction Type	Mortgage
Record Updated	Oct 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	024760-227
Date	Oct 11, 2022
Book Page	24760/227
Instrument	60599

Lender

Name	GREATER SPRINGFIELD CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2037

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Property Address	15 ELSIE ST, SPRINGFIELD, MA 01109-2623
Transaction Type	Mortgage
Record Updated	Jun 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	024547-532
Date	May 16, 2022
Book Page	24547/532
Instrument	29537

Lender

Name	GREATER SPRINGFIELD CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2037

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Property Address	15 ELSIE ST, SPRINGFIELD, MA 01109-2623
Document Number	21909-325
Book / Page	021909 / 000325
Instrument Date	Oct 16, 2017
Transaction Type	Mortgage
Record Updated	Nov 7, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	21909-325
Date	Oct 20, 2017
Book Page	021909/000325
Instrument	62092

Lender

Name	GREATER SPRINGFIELD CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Oct 19, 2027

Tax Assessment & Valuation

The 2026 property tax bill for 15 Elsie St was $3,698, up 8.4% from the year before.

Source: Hampden County and Springfield City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Springfield City
Unified School District	Springfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,698.00 (+8.45%)	$239,200 (+9.98%) Land $43,000 Building $196,200	$249,140 (+2.56%)
2025	$3,410.00	$217,500 Land $39,000 Building $178,500	$242,915 (+25.28%)
2024			$193,895
2023	$3,366.00	$197,400 Land $29,500 Building $167,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15 Elsie St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 15 Elsie St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: GoNetspeed, T-Mobile, Verizon.

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