25 Elm St, Islip, NY 11751 Property Records

Suffolk County and Islip Town property record for 25 Elm St, Islip, NY 11751

Property Summary

Property Type	Single Family Home
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on Record
Last Sale	$285,000 (Jul 2022)
Deeds & Mortgages	Apr 2023 Sale Jul 2022 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`472889 320.-2-83.1`

Property Details

APN / Parcel Number

Primary APN	`472889 320.-2-83.1`
Alternative APNs	`0500-320.00-02.00-083.001` `288932000000020830010000` `472800655940` `591991`

Exterior

Lot Area	7,841 sqft (0.18 acres)
Lot Dimensions	125 ft deep x 65 ft wide

Location & Zoning

Account Number	591991
Street Address	25 ELM ST
City	ISLIP
State	NY
Zip	11751-2836
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B
Legal Description	T044H00000000
Legal Subdivision	MAP FERNDALE PARK
Legal Block	0002
Legal Lot Number	200
Jurisdiction	SUFFOLK NY
Township / Civil Division	ISLIP
Census Block Group	1
Census Block	1018
Census Tract	147401

Owner

Source: Suffolk County and Islip Town records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	25 ELM ST, ISLIP, NY 11751-2836
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 4, 2023	Deed, Transfer STEWART TITLE
Jul 20, 2022	Deed, Transfer
Aug 31, 2021	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Apr 6, 2021	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
May 3, 2019	Deed of Trust, Mortgage · Balloon Mortgage BETHPAGE FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 20, 2022 · Amount on Record
Deed Sale	Jul 20, 2022 · Amount on Record
Prior Sale	Oct 9, 2009 · Amount on Record
Deed Book / Page	13165 / 690
Record Updated	Sep 20, 2026

April 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	SUFFOLK NY
Recording Date	Apr 4, 2023
Property Address	25 ELM ST, ISLIP, NY 11751-2836
Document Number	0131960142
Book / Page	13196 / 142
Instrument Date	Aug 30, 2022
Transaction Type	Transfer
Record Updated	Feb 13, 2024
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 ELM ST, ISLIP, NY 11751-2836

July 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	SUFFOLK NY
Recording Date	Jul 20, 2022
Property Address	25 ELM ST, ISLIP, NY 11751-2836
Document Number	0131650690
Book / Page	13165 / 690
Instrument Date	Nov 30, 2021
Transaction Type	Transfer
Record Updated	Nov 14, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11563 226TH ST, CAMBRIA HEIGHTS, NY 11411-1426

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	25 ELM ST, ISLIP, NY 11751-2836
Transaction Type	Mortgage
Record Updated	Oct 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0233190886
Date	Aug 31, 2021
Book Page	23319/886
Instrument	DM032227

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Sep 1, 2041

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	25 ELM ST, ISLIP, NY 11751-2836
Transaction Type	Mortgage
Record Updated	May 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0232550520
Date	Apr 6, 2021
Book Page	23255/520
Instrument	DM000879

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	217 Months
Due	May 1, 2039

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	25 ELM ST, ISLIP, NY 11751-2836
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0230250040
Date	May 3, 2019
Book Page	23025/40
Instrument	DK003853

Lender

Name	BETHPAGE FCU
Type	Credit Union

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

Source: Suffolk County and Islip Town assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	New York
County	Suffolk County
County Subdivision	Islip Town
Unified School District	Islip Union Free School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$30,500 (-) Land $7,100 Building $23,400
2024			$429,577 (+2.54%) Land $100,000 Building $329,577
2023		$30,500 (-) Land $7,100 Building $23,400	$418,956 (+13.74%) Land $97,527 Building $321,429
2022	Homeowner's exemption	$30,500 Land $7,100 Building $23,400	$368,358 Land $85,749 Building $282,609

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	25 (1979–2023)
Claims Outside the SFHA	18 of 25
Most Recent Claim	Jul 2023 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Mar 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	Asbestos resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300

May also be available: T-Mobile.

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