12 Elm St, Islip, NY 11751 Property Records

Suffolk County and Islip Town property record for 12 Elm St, Islip, NY 11751

Property Summary

Property Type	Single Family Home
Details	840 sqft · built 1927
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on Record
Last Sale	$410,000 (Feb 2022)
Tax Bill	$9,118 (2024)
Deeds & Mortgages	Feb 2022 Sale & Mortgage Dec 2020 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`472889 320.-2-114`

Property Details

APN / Parcel Number

Primary APN	`472889 320.-2-114`
Alternative APNs	`0500-320.00-02.00-114.000` `288932000000021140000000` `472800656270` `563480`

Interior

Building Area	840 sqft Living Area
1st Floor Area	560 sqft

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1927
Lot Area	6,098 sqft (0.14 acres)
Lot Dimensions	125 ft deep x 50 ft wide

Location & Zoning

Account Number	563480
Street Address	12 ELM ST
City	ISLIP
State	NY
Zip	11751-2804
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B
Legal Description	X2219777Y188237 T044H00000000
Legal Subdivision	COLUMBUS PK 1
Legal Block	0002
Legal Lot Number	200
Jurisdiction	SUFFOLK NY
Township / Civil Division	ISLIP
Census Block Group	1
Census Block	1021
Census Tract	147401

Owner

Source: Suffolk County and Islip Town records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12 ELM ST, ISLIP, NY 11751-2804
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2022	Deed, Transfer · Stand-Alone First Mortgage JPMORGAN CHASE BANK NA
Dec 21, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE
Oct 10, 2018	Deed of Trust, Mortgage · Stand-Alone Refinance TEACHERS FCU
Feb 10, 2017	Grant Deed, Transfer · Conventional with PMI FRANKLIN FIRST FIN'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 9, 2022 · Amount on Record
Deed Sale	Feb 9, 2022 · Amount on Record
Prior Sale	Feb 10, 2017 · Amount on Record
Deed Book / Page	13142 / 263
Record Updated	Sep 20, 2026

February 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	SUFFOLK NY
Recording Date	Feb 9, 2022
Property Address	12 ELM ST, ISLIP, NY 11751-2804
Document Number	0131420263
Book / Page	13142 / 263
Instrument Date	Nov 30, 2021
Transaction Type	Transfer
Record Updated	Apr 19, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	221 WEIR ST, HEMPSTEAD, NY 11550-7533
Investor	Possibly a Property Investor

Mortgage

Document Number	0233790199
Date	Feb 9, 2022
Book Page	23379/199
Instrument	DM064477

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	12 ELM ST, ISLIP, NY 11751-2804
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0232100578
Date	Dec 21, 2020
Book Page	23210/578
Instrument	DL043189

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	349 Months
Due	Jan 1, 2050

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	12 ELM ST, ISLIP, NY 11751-2804
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0229670288
Date	Oct 10, 2018
Book Page	22967/288

Lender

Name	TEACHERS FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	157 Months
Due	Nov 1, 2031

February 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SUFFOLK NY
Recording Date	Feb 10, 2017
Property Address	12 ELM ST, ISLIP, NY 11751-2804
Document Number	0129000173
Book / Page	012900 / 000173
Instrument Date	Jan 13, 2017
Transaction Type	Transfer
Record Updated	Jan 9, 2019
Title Company	RISING STAR TITLE AND SETTLEMENT, RISING STAR TITLE & SETTLEMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$840.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1520 PINE AVE BOHEMIA NY 117161715, BOHEMIA, NY 11716-1715

Mortgage

Document Number	227880102
Date	Feb 10, 2017
Book Page	022788/000102

Lender

Name	FRANKLIN FIRST FIN'L
Type	Funding / Finance Company
Address	MELVILLE, NY 11747

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 9, 2047

Tax Assessment & Valuation

Source: Suffolk County and Islip Town assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	New York
County	Suffolk County
County Subdivision	Islip Town
Unified School District	Islip Union Free School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$27,100 (-) Land $5,500 Building $21,600	$381,690 (-) Land $77,465 Building $304,225
2024	$9,118.00		$381,690 (+2.54%) Land $77,465 Building $304,225
2023		$27,100 Land $5,500 Building $21,600	$372,252 Land $75,549 Building $296,703

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	25 (1979–2023)
Claims Outside the SFHA	18 of 25
Most Recent Claim	Jul 2023 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Mar 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	Asbestos resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300

May also be available: T-Mobile.

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