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25 E Cottage St, Chagrin Falls, OH 44022 Property Records

Cuyahoga County property record for 25 E Cottage St, Chagrin Falls, OH 44022

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,367 sqft · built 1859
Lot Size0.995 acres (43,350 sqft)
Owner2 Individual Names on Record
Last Sale$425,000 (Nov 2016)
Tax Bill$10,992 (2025)
Deeds & MortgagesMay 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN931-13-016

Property Details

APN / Parcel Number

Primary APN931-13-016

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms8 Rooms
Stories2 Stories
Building Area2,367 sqft Living Area
1st Floor Area1,925 sqft
2nd Floor Area442 sqft
Basement Area560 sqft
Finished Basement560 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1859
Effective Year BuiltEffective 1980
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area43,350 sqft (0.995 acres)
Lot Dimensions132 ft deep x 99 ft wide
TerrainRolling
Garage TypeAttached
Garage Area550 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area50 sqft
Deck Area35 sqft
Patio Area876 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address25 E COTTAGE ST
CityCHAGRIN FALLS
StateOH
Zip44022-2728
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1-60
Legal Description20 0109 SP
Legal SubdivisionGRAVES
Legal Tract3
Legal Lot Number109
JurisdictionCUYAHOGA OH
Township / Civil DivisionCHAGRIN FALLS
Census Block Group4
Census Block4014
Census Tract195900

Owner

Source: Cuyahoga County records, as of March 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address25 E COTTAGE ST, CHAGRIN FALLS, OH 44022-2728
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 16, 2016 · Amount on Record
Deed SaleNov 16, 2016 · Amount on Record
Prior SaleAug 29, 2013 · Amount on Record
Deed Document Number0011160358
Record UpdatedJun 8, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCUYAHOGA OH
Property Address25 E COTTAGE ST, CHAGRIN FALLS, OH 44022-2728
Transaction TypeMortgage
Record UpdatedJul 9, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000367
DateMay 17, 2021
Instrument202105170367
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueMay 1, 2036

Tax Assessment & Valuation

Source: Cuyahoga County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyCuyahoga County
County SubdivisionChagrin Falls Township
MunicipalityChagrin Falls Village
Unified School DistrictChagrin Falls Exempted Village School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$10,992.00 (-1.13%) Homeowner's exemption$180,330 (-) Land $54,570 Building $125,760
2024$11,118.00 (-2.19%) Homeowner's exemption$180,330 (+12.91%) Land $54,570 Building $125,760$515,200 (+12.91%) Land $155,900 Building $359,300
2023$11,367.00 (-5.46%) Homeowner's exemption$159,710 (-) Land $30,140 Building $129,570
2022$12,023.00 Homeowner's exemption$159,710 Land $30,140 Building $129,570
2021$456,300 Land $86,100 Building $370,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims2 (2021–2025)
Claims Outside the SFHA2 of 2
Most Recent ClaimApr 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 90% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHAGRIN FALLS VILLAGE PWS
serves 4,991 people · EPA ID OH1800212
Water SourcePurchased surface water from CLEVELAND PUBLIC WATER SYSTEM
Last State InspectionOct 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 442 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless · Fiber in parts of the area		100 / 20

May also be available: Verizon, Windstream.

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