48 E Cottage St, Chagrin Falls, OH 44022 Property Records

Cuyahoga County property record for 48 E Cottage St, Chagrin Falls, OH 44022

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,283 sqft · built 1962
Lot Size	0.21 acres (9,150 sqft)
Owner	Company Name on Record
Last Sale	$412,600 (Mar 2021)
Tax Bill	$10,499 (2025)
Deeds & Mortgages	Apr 2023 Transfer Mar 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`931-12-039`

Property Details

APN / Parcel Number

Primary APN	`931-12-039`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,283 sqft Living Area
1st Floor Area	1,515 sqft
2nd Floor Area	768 sqft
Basement Area	180 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1982
Architectural Style	Split Level
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,150 sqft (0.21 acres)
Lot Dimensions	122 ft deep x 75 ft wide
Terrain	High
Garage Type	Attached
Garage Area	525 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	48 E COTTAGE ST
City	CHAGRIN FALLS
State	OH
Zip	44022-2729
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-60
Legal Description	20 GRAVES EP 300FT WP0106
Legal Subdivision	GRAVES ALLOTMENT FIRST DIVISIO
Legal Tract	3
Legal Lot Number	106
Jurisdiction	CUYAHOGA OH
Township / Civil Division	CHAGRIN FALLS
Census Block Group	4
Census Block	4013
Census Tract	195900

Owner

Source: Cuyahoga County records, as of March 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Co-owner	Co-owner on Record
Mailing Address	48 W COTTAGE ST, CHAGRIN FALLS, OH 44022-2708
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2023	Intrafamily Transfer, Transfer
Mar 4, 2021	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Mar 7, 2019	Affidavit of Death, Transfer ATTORNEY TITLE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 4, 2021 · Amount on Record
Deed Sale	Mar 4, 2021 · Amount on Record
Prior Sale	Mar 4, 2021 · Amount on Record
Deed Document Number	0000000404
Last Transfer Date	Apr 6, 2023
Transfer Doc	0000000534
Record Updated	Jun 8, 2026

April 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CUYAHOGA OH
Recording Date	Apr 6, 2023
Property Address	48 E COTTAGE ST, CHAGRIN FALLS, OH 44022-2729
Document Number	0000000534
Map Reference	VOL 2 PG 37
Instrument Date	Dec 2, 2022
Instrument	202304060534
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	48 W COTTAGE ST, CHAGRIN FALLS, OH 44022-2708

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUYAHOGA OH
Recording Date	Mar 4, 2021
Property Address	48 E COTTAGE ST, CHAGRIN FALLS, OH 44022-2729
Document Number	0000000404
Map Reference	VOL 2 PG 37
Instrument Date	Feb 22, 2021
Instrument	202103040404
Transaction Type	Transfer
Record Updated	May 25, 2021
Title Company	GM TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 W COTTAGE ST, CHAGRIN FALLS, OH 44022-2708

Mortgage

Document Number	0000000405
Date	Mar 4, 2021
Instrument	202103040405

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

March 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	CUYAHOGA OH
Recording Date	Mar 7, 2019
Property Address	48 E COTTAGE ST, CHAGRIN FALLS, OH 44022-2729
Document Number	0003070238
Instrument Date	Feb 20, 2019
Instrument	3070238
Transaction Type	Transfer
Record Updated	Mar 21, 2019
Title Company	ATTORNEY TITLE INC

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 W COTTAGE ST CHAGRIN FALLS OH 440222708, CHAGRIN FALLS, OH 44022-2708

Tax Assessment & Valuation

Source: Cuyahoga County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Cuyahoga County
County Subdivision	Chagrin Falls Township
Municipality	Chagrin Falls Village
Unified School District	Chagrin Falls Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,499.00 (-1.14%) Homeowner's exemption	$172,240 (-) Land $44,520 Building $127,720
2024	$10,620.00 (+1.22%) Homeowner's exemption	$172,240 (+19.26%) Land $44,520 Building $127,720	$492,100 (+19.27%) Land $127,200 Building $364,900
2023	$10,492.00 (-5.48%)	$144,420 (-17.58%) Land $24,890 Building $119,530
2022	$11,100.00	$175,220 Land $24,890 Building $150,330
2021			$412,600 Land $71,100 Building $341,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2021–2025)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Apr 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHAGRIN FALLS VILLAGE PWS serves 4,991 people · EPA ID OH1800212
Water Source	Purchased surface water from CLEVELAND PUBLIC WATER SYSTEM
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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