25 Curtis St, Marblehead, MA 01945 Property Records

Essex County and Marblehead Town property record for 25 Curtis St, Marblehead, MA 01945

Property Summary

Property Type	Duplex
Details	5 bd · 3 ba · 3,447 sqft · built 1920
Lot Size	0.225 acres (9,797 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,275,000 (Jan 2026)
Tax Bill	$10,193 (2026)
Deeds & Mortgages	Jan 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`MARB M:0136 B:0041 L:0`

Property Details

APN / Parcel Number

Primary APN	`MARB M:0136 B:0041 L:0`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	11 Rooms
Units	2 Units
Stories	2 Stories
Building Area	3,447 sqft Living Area
Gross Area	4,852 sqft
Basement Area	760 sqft
Unfinished Basement	760 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,797 sqft (0.225 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	25 CURTIS ST
City	MARBLEHEAD
State	MA
Zip	01945-2401
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	SR
Legal Subdivision	MARBLEHEAD
Legal Block	41
Jurisdiction	MARBLEHEAD MA
Township / Civil Division	MARBLEHEAD
Census Block Group	2
Census Block	2009
Census Tract	203301

Owner

Source: Essex County and Marblehead Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	25 CURTIS ST, MARBLEHEAD, MA 01945-2401
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 6, 2026 · Amount on Record
Deed Sale	Jan 6, 2026 · Amount on Record
Prior Sale	Apr 26, 2013 · Amount on Record
Deed Book / Page	43165 / 453
Record Updated	Oct 29, 2026

January 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARBLEHEAD MA
Recording Date	Jan 6, 2026
Property Address	25 CURTIS ST, MARBLEHEAD, MA 01945-2401
Document Number	043165-453
Book / Page	43165 / 453
Instrument Date	Jan 6, 2026
Instrument	20260106001720
Transaction Type	Transfer
Record Updated	Jan 28, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	25 CURTIS ST, MARBLEHEAD, MA 01945-2401

Mortgage

Document Number	20260106001730
Date	Jan 6, 2026
Instrument	20260106001730

Lender

Name	WESTFIELD BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

Tax Assessment & Valuation

Source: Essex County and Marblehead Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Marblehead Town
Unified School District	Marblehead School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,193.00 (+4.31%)	$1,190,800 (+10.28%) Land $593,100 Building $596,500	$1,205,781
2025	$9,772.00 (+0.33%)	$1,079,800 (-0.66%) Land $593,100 Building $486,700
2024	$9,740.00 (+0.59%)	$1,087,000 (+12.26%) Land $566,700 Building $520,300
2023	$9,683.00	$968,300 Land $540,400 Building $427,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARBLEHEAD WATER DEPT. (MWRA) serves 20,441 people · EPA ID MA3168000
Water Source	Purchased surface water from MWRA
Last State Inspection	Mar 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 526 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20