Essex County and Marblehead Town property record for 23 Curtis St, Marblehead, MA 01945
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,836 sqft · built 1900 |
| Lot Size | 0.115 acres (5,005 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $689,000 (Apr 2018) |
| Tax Bill | $7,735 (2025) |
| Deeds & Mortgages | Jun 2021 Refinance Sep 2022 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | MARB M:0135 B:0042 L:0 |
| Primary APN | MARB M:0135 B:0042 L:0 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,836 sqft Living Area |
| Gross Area | 2,980 sqft |
| Basement Area | 972 sqft |
| Unfinished Basement | 972 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Other |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,005 sqft (0.115 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Street Address | 23 CURTIS ST |
|---|---|
| City | MARBLEHEAD |
| State | MA |
| Zip | 01945-2401 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR |
| Legal Subdivision | MARBLEHEAD |
| Legal Block | 42 |
| Jurisdiction | MARBLEHEAD MA |
| Township / Civil Division | MARBLEHEAD |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 203301 |
Source: Essex County and Marblehead Town records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 23 CURTIS ST, MARBLEHEAD, MA 01945-2401 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 30, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance NATIONAL GRAND BANK OF MARBLEHEAD |
| Sep 16, 2022 | Deed of Trust, Mortgage · Line of Credit NATIONAL GRAND BANK OF MARBLEHEAD |
| Jan 29, 2020 | Deed of Trust, Mortgage · Balloon Mortgage US BANK NA |
| Jan 29, 2020 | Deed of Trust, Mortgage · ARM US BANK NA |
| Apr 27, 2018 | Quit Claim Deed, Transfer MOUNTAINONE BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 27, 2018 · Amount on Record |
| Deed Sale | Apr 27, 2018 · Amount on Record |
| Prior Sale | Apr 30, 2010 · Amount on Record |
| Deed Book / Page | 36673 / 99 |
| Transfer Doc | 2932000111 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARBLEHEAD MA |
| Property Address | 23 CURTIS ST, MARBLEHEAD, MA 01945-2401 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 040035-281 |
|---|---|
| Date | Jun 30, 2021 |
| Book Page | 40035/281 |
| Instrument | 20210630000050 |
| Name | NATIONAL GRAND BANK OF MARBLEHEAD |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARBLEHEAD MA |
| Property Address | 23 CURTIS ST, MARBLEHEAD, MA 01945-2401 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 041193-257 |
|---|---|
| Date | Sep 16, 2022 |
| Book Page | 41193/257 |
| Name | NATIONAL GRAND BANK OF MARBLEHEAD |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARBLEHEAD MA |
| Property Address | 23 CURTIS ST, MARBLEHEAD, MA 01945-2401 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 38223-575 |
|---|---|
| Date | Jan 29, 2020 |
| Book Page | 38223/575 |
| Instrument | 20200129001860 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARBLEHEAD MA |
| Property Address | 23 CURTIS ST, MARBLEHEAD, MA 01945-2401 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 38223-553 |
|---|---|
| Date | Jan 29, 2020 |
| Book Page | 38223/553 |
| Instrument | 20200129001850 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Type Change Date | Feb 1, 2027 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MARBLEHEAD MA |
| Recording Date | Apr 27, 2018 |
| Property Address | 23 CURTIS ST, MARBLEHEAD, MA 01945-2401 |
| Document Number | 36673-99 |
| Book / Page | 36673 / 99 |
| Instrument | 180427000320 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $60.38 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 23 CURTIS ST, MARBLEHEAD, MA 01945-2401 |
| Document Number | 366730101 |
|---|---|
| Date | Apr 27, 2018 |
| Instrument | 36673/0101 |
| Name | MOUNTAINONE BK |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Apr 27, 2048 |
Source: Essex County and Marblehead Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Marblehead Town |
| Unified School District | Marblehead School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,735.00 (+4.53%) | $854,700 (+3.49%) Land $517,600 Building $337,100 | $888,915 |
| 2024 | $7,400.00 (-1.03%) | $825,900 (+10.46%) Land $494,600 Building $331,300 | |
| 2023 | $7,477.00 | $747,700 Land $471,600 Building $276,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MARBLEHEAD WATER DEPT. (MWRA) serves 20,441 people · EPA ID MA3168000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Mar 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 526 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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