25 Cottage Rd, Gray, ME 04039 Property Records

Cumberland County and Gray Town property record for 25 Cottage Rd, Gray, ME 04039

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,384 sqft · built 1910
Lot Size3 acres (130,680 sqft)
Owner2 Company Names on File
Tax Bill$5,905 (2025)
Deeds & MortgagesDec 2017 Mortgage
Flood ZoneZone X (minimal risk)
APNF02033000000

Property Details

APN / Parcel Number

Primary APNF02033000000
Alternative APNs
  • GRAY M:073 B:202 L:033-000
  • 3306

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area1,384 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1998
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeConcrete
Roof MaterialAsphalt
Lot Area130,680 sqft (3 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemSpace Heater

Location & Zoning

Account Number3306
Street Address25 COTTAGE RD
CityGRAY
StateME
Zip04039-5420
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRB
Legal Block202
Legal Lot Number33-0
JurisdictionGRAY ME
Township / Civil DivisionGRAY
Census Block Group1
Census Block1037
Census Tract4702

Owner

Source: Cumberland County and Gray Town assessment roll, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address25 COTTAGE RD, GRAY, ME 04039-5420
Owner TypeCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Record UpdatedSep 20, 2026

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGRAY ME
Property Address25 COTTAGE RD, GRAY, ME 04039-5420
Transaction TypeMortgage
Record UpdatedFeb 2, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0345630077
DateDec 29, 2017
Book Page34563/0077
Instrument000000065651
Lender
NameANDROSCOGGIN BK
Agreement
AmountAmount Recorded
Term229 Months
DueJan 12, 2037

Tax Assessment & Valuation

Source: Cumberland County and Gray Town assessment roll, as of July 30, 2026

Property Jurisdictions

TypeName
StateMaine
CountyCumberland County
County SubdivisionGray Town
Unified School DistrictSchool Administrative District 15 (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$5,905.00 (+1.01%)$610,000 (+58.4%) Land $317,000 Building $293,000
2023$5,846.00 (+8.82%)$385,100 (-) Land $196,200 Building $188,900
2022$5,372.00$385,100 Land $196,200 Building $188,900

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 97.3% of Maine
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGRAY WATER DISTRICT
serves 2,468 people · EPA ID ME0090620
Water SourceGroundwater
Last State InspectionJun 2023
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Oct 2024
Treatment and ProcedureColiform assessment
Nov 2024
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
GoNetspeed
Fiber
1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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