Cumberland County and Gray Town property record for 2 Cottage Rd, Gray, ME 04039 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2012 |
| Square Footage | 1,960 sqft Living Area |
| Lot Size | 57,064 sqft (1.31 acres) |
| Garage | Basement |
| Occupancy | Owner Occupied |
| Tax Bill | $4,914.00 (2025) |
| Primary APN | GRAY M:073 B:040 L:018-003 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,960 sqft Living Area |
| Basement Area | 560 sqft Basement |
| Stories | 2 Stories |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2012 |
| Architectural Style | Cape Cod Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Concrete Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 57,064 sqft (1.31 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Basement Garage |
| Deck Area | Deck Area |
| Heating System | Baseboard Heating |
|---|
| Account Number | 2430 |
|---|---|
| Street Address | 2 COTTAGE RD |
| City | GRAY |
| State | ME |
| Zip | 04039-5418 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Subdivision | FOREST RDG SUB |
| Legal Block | 40 |
| Legal Lot Number | 18-3 |
| Jurisdiction | GRAY ME |
| Minor Civil Division | GRAY |
| Census Blockgroup | 4 |
| Census Block | 4025 |
| Census Tract | 4702 |
Source: Cumberland County and Gray Town records · APN GRAY M:073 B:040 L:018-003
Assessment roll updated July 30, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2 COTTAGE RD, GRAY, ME 04039-5418 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 12, 2022 | Deed of Trust, Mortgage · Line of Credit INFINITY FEDERAL CREDIT UNION |
| Jun 16, 2020 | Deed of Trust, Mortgage INFINITY FCU |
| Jun 16, 2020 | Deed of Trust, Mortgage · Line of Credit INFINITY FCU |
| Mar 23, 2017 | Deed of Trust, Mortgage · Line of Credit INFINITY FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRAY ME |
| Property Address | 2 COTTAGE RD, GRAY, ME 04039-5418 |
| Transaction Type | Mortgage |
| Record Updated | Sep 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0397080159 |
|---|---|
| Date | Sep 12, 2022 |
| Book Page | 39708/159 |
| Instrument | 46575 |
| Name | INFINITY FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRAY ME |
| Property Address | 2 COTTAGE RD, GRAY, ME 04039-5418 |
| Document Number | 0368330183 |
| Instrument Date | Jun 16, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 2 COTTAGE RD GRAY ME 040395418, GRAY, ME 04039-5418 |
| Document Number | 0368330183 |
|---|---|
| Date | Jun 22, 2020 |
| Book Page | 036833/000183 |
| Instrument | 33446 |
| Name | INFINITY FCU |
|---|---|
| Type | Credit Union |
| Address | PORTLAND, ME 04104 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jun 21, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.79% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRAY ME |
| Property Address | 2 COTTAGE RD, GRAY, ME 04039-5418 |
| Document Number | 0369200338 |
| Instrument Date | Jun 16, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 04, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 2 COTTAGE RD GRAY ME 040395418, GRAY, ME 04039-5418 |
| Document Number | 0369200338 |
|---|---|
| Date | Jul 13, 2020 |
| Book Page | 036920/000338 |
| Instrument | 38962 |
| Name | INFINITY FCU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRAY ME |
| Property Address | 2 COTTAGE RD, GRAY, ME 04039-5418 |
| Document Number | 0339180167 |
| Book / Page | 033918 / 000167 |
| Instrument Date | Mar 23, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 07, 2017 |
| Name | Verified Name |
|---|---|
| Address | 2 COTTAGE RD GRAY ME 040395418, GRAY, ME 04039-5418 |
| Document Number | 0339180167 |
|---|---|
| Date | Apr 03, 2017 |
| Book Page | 033918/000167 |
| Instrument | 15087 |
| Name | INFINITY FCU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Cumberland County and Gray Town records · Assessment roll updated July 30, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Cumberland County |
| County Subdivision | Gray Town |
| Unified School District | School Administrative District 15 (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $4,914.00 (+5.34%) | $507,600 (+65.18%) Land $112,900 Building $394,700 |
| 2023 | $4,665.00 (+8.82%) | $307,300 (-) Land $54,200 Building $253,100 |
| 2022 | $4,287.00 | $307,300 Land $54,200 Building $253,100 |
Source: FEMA National Flood Hazard Layer, Cumberland County (23005C), updated June 3, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Wildfire Risk to Homes | Low 20th percentile nationally · 54th in Maine |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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