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25 Chestnut St, Gloucester, MA 01930 Property Records

Essex County and Gloucester City property record for 25 Chestnut St, Gloucester, MA 01930 · Last verified July 2026

Property Summary

Property TypeDuplex
Details6 bd · 3.5 ba · 2,684 sqft · built 1900
Lot Size0.105 acres (4,581 sqft)
OwnerIndividual Name on File
Last Sale$650,000 (Jun 2026)
Tax Bill$5,735 (2025)
Deeds & MortgagesNov 2022 Reverse Mortgage
Jun 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNGLOU M:0013 B:0063 L:0000

Property Details

APN / Parcel Number

Primary APNGLOU M:0013 B:0063 L:0000

Interior

Bedrooms6 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Units2 Units
Stories3 Stories
Building Area2,684 sqft Living Area
Gross Area4,795 sqft
1st Floor Area1,305 sqft
AtticAttic
Attic Area1,053 sqft
Basement Area1,144 sqft
Unfinished Basement1,144 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleDuplex Single
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area4,581 sqft (0.105 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Street Address25 CHESTNUT ST
CityGLOUCESTER
StateMA
Zip01930-3701
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Legal Block63
JurisdictionGLOUCESTER MA
Township / Civil DivisionGLOUCESTER
Census Block Group2
Census Block2021
Census Tract221500

Owner

Source: Essex County and Gloucester City records · APN GLOU M:0013 B:0063 L:0000

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address25 CHESTNUT ST, GLOUCESTER, MA 01930-3701
OccupancyOwner Occupied
Owner TypeIndividual
VestingIndividual(s)

Deeds, Mortgages & Sale History

DateDocument
Nov 17, 2022Deed of Trust, Mortgage · Reverse Mortgage
PHH US MORTGAGE CORP
Jun 04, 2026Quit Claim Deed, Transfer · Conventional Mortgage
SYNERGY ONE LENDING

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 04, 2026 · Amount on Record
Deed SaleJun 04, 2026 · Amount on Record
Prior SaleApr 04, 2016
Deed Document Number20261850
Deed Book / Page43426 / 301
Transfer Doc33934-80
Record UpdatedSep 20, 2026

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGLOUCESTER MA
Property Address25 CHESTNUT ST, GLOUCESTER, MA 01930-3701
Transaction TypeMortgage
Record UpdatedJun 23, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number041307-154
DateNov 17, 2022
Book Page41307/154
Instrument20221117001680
Lender
NamePHH US MORTGAGE CORP
TypeMortgage Company
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Term997 Months
DueDec 01, 2105
Interest
Rate TypeAdjustable Rate
Rate8.07%
IndexOther
Margin2

June 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionGLOUCESTER MA
Recording DateJun 04, 2026
Property Address25 CHESTNUT ST, GLOUCESTER, MA 01930-3701
Document Number043426-301
Book / Page43426 / 301
Instrument DateJun 04, 2026
Instrument20261850
Transaction TypeTransfer
Record UpdatedJun 23, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address25 CHESTNUT ST, GLOUCESTER, MA 01930-3701

Mortgage

DateJun 04, 2026
Lender
NameSYNERGY ONE LENDING
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate6.23%
Max Rate-1%

Tax Assessment & Valuation

Source: Essex County and Gloucester City records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
MunicipalityGloucester City
Unified School DistrictGloucester School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$5,735.00 (+1.72%)$590,000 (+1.83%) Land $135,000 Building $455,000
2024$5,638.00 (-4.34%)$579,400 (+4.1%) Land $128,600 Building $450,800
2023$5,894.00$556,600 Land $114,800 Building $441,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250092215002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 33 individual NFIP policies nearby
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies42 units insured
9 under condo master policies
Nearby Flood Claims13 (1987–2020)
Claims Outside the SFHA4 of 13
Most Recent ClaimAug 2020, rainfall accumulation
Claims By Storm
  • Coastal Storm, Oct 1991 · 3 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 720 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 2,000
VerizonFixed Wireless300 / 20
AT&TFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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