22 Chestnut St, Gloucester, MA 01930 Property Records

Essex County and Gloucester City property record for 22 Chestnut St, Gloucester, MA 01930

Property Summary

Property Type	Duplex
Details	5 bd · 3.5 ba · 2,394 sqft · built 1900
Lot Size	0.088 acres (3,848 sqft)
Owner	2 Individual Names on Record
Last Sale	$410,000 (Jun 2018)
Tax Bill	$5,697 (2026)
Deeds & Mortgages	Mar 2021 Mortgage Jul 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`GLOU M:0013 B:0047 L:0000`

Property Details

APN / Parcel Number

Primary APN	`GLOU M:0013 B:0047 L:0000`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,394 sqft Living Area
Gross Area	4,862 sqft
1st Floor Area	1,210 sqft
Attic	Attic
Attic Area	930 sqft
Basement Area	1,210 sqft
Unfinished Basement	1,210 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,848 sqft (0.088 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	22 CHESTNUT ST
City	GLOUCESTER
State	MA
Zip	01930-4365
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R-5
Legal Block	47
Jurisdiction	GLOUCESTER MA
Township / Civil Division	GLOUCESTER
Census Block Group	2
Census Block	2028
Census Tract	221500

Owner

Source: Essex County and Gloucester City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	22 CHESTNUT ST, GLOUCESTER, MA 01930-4365
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2021	Deed of Trust, Mortgage · Commercial Mortgage INSTITUTION FOR SAVINGS NEWBURYPORT
Jul 3, 2024	Deed of Trust, Mortgage · Commercial Mortgage INSTITUTION FOR SAVINGS NEWBURYPORT
Jun 29, 2018	Quit Claim Deed, Transfer · Conventional with PMI BANKGLOUCESTER
Nov 2, 2017	Quit Claim Deed, Transfer BANKGLOUCESTER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 29, 2018 · Amount on Record
Deed Sale	Jun 29, 2018 · Amount on Record
Prior Sale	Nov 2, 2017 · Amount on Record
Deed Book / Page	36833 / 587
Transfer Doc	036833-587
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER MA
Property Address	22 CHESTNUT ST, GLOUCESTER, MA 01930-4365
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	039602-144
Date	Mar 3, 2021
Book Page	39602/144
Instrument	20210303004060

Lender

Name	INSTITUTION FOR SAVINGS NEWBURYPORT
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER MA
Property Address	22 CHESTNUT ST, GLOUCESTER, MA 01930-4365
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	042202-532
Date	Jul 3, 2024
Book Page	42202/532
Instrument	20240703001250

Lender

Name	INSTITUTION FOR SAVINGS NEWBURYPORT
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GLOUCESTER MA
Recording Date	Jun 29, 2018
Property Address	22 CHESTNUT ST, GLOUCESTER, MA 01930-4365
Document Number	36833-587
Book / Page	036833 / 000587
Instrument Date	Jun 29, 2018
Instrument	10190
Transaction Type	Transfer
Record Updated	Jul 17, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,869.60
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6 SPRUCE RD GLOUCESTER MA 019301735, GLOUCESTER, MA 01930-1735

Mortgage

Document Number	36833-589
Date	Jun 29, 2018
Book Page	036833/000589
Instrument	10200

Lender

Name	BANKGLOUCESTER
Type	Bank

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 28, 2048

Interest

Rate	4%

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GLOUCESTER MA
Recording Date	Nov 2, 2017
Property Address	22 CHESTNUT ST, GLOUCESTER, MA 01930-4365
Document Number	36303-354
Book / Page	036303 / 000354
Instrument Date	Oct 29, 2017
Instrument	1711020600
Transaction Type	Transfer
Record Updated	Nov 21, 2017

Transaction

Amount	Amount Recorded
Tax	$775.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	113 PROSPECT ST #1 GLOUCESTER MA 019303708, 1, GLOUCESTER, MA 01930-3708

Mortgage

Document Number	36303-356
Date	Nov 2, 2017
Book Page	036303/000356
Instrument	1711020610

Lender

Name	BANKGLOUCESTER
Type	Bank

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Essex County and Gloucester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Gloucester City
Unified School District	Gloucester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,697.00 (+9.16%)	$611,900 (+13.97%) Land $139,900 Building $472,000	$655,777
2025	$5,219.00 (+1.79%)	$536,900 (+1.9%) Land $129,600 Building $407,300
2024	$5,127.00 (-3.23%)	$526,900 (+5.32%) Land $123,400 Building $403,500
2023	$5,298.00	$500,300 Land $110,200 Building $390,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 33 individual policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	42 units insured incl. 9 condo units
Nearby Flood Claims	13 (1987–2020)
Claims Outside the SFHA	4 of 13
Most Recent Claim	Aug 2020 · rainfall accumulation
Claims by Event	Coastal Storm, Oct 1991 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLOUCESTER PUBLIC UTILITY DIVISION serves 37,440 people · EPA ID MA3107000
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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