Cecil County property record for 25 Cherry Ln, Elkton, MD 21921
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 912 sqft · built 1983 |
| Lot Size | 0.203 acres (8,842 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $260,000 (Jan 2026) |
| Tax Bill | $2,049 (2026) |
| Deeds & Mortgages | May 2026 Mortgage Jan 2026 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-075842 |
| Primary APN | 03-075842 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 912 sqft Total Area |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 8,842 sqft (0.203 acres) |
| Deck Area | 288 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Electric |
| Sewer | Connected |
| Account Number | 075842 |
|---|---|
| Street Address | 25 CHERRY LN |
| City | ELKTON |
| State | MD |
| Zip | 21921-4101 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | UR |
| Legal Description | LOT 10 - .203 ACRE 25 CHERRY LANE MEADOWVIEW |
| Legal Subdivision | MEADOWVIEW |
| Legal Block | I |
| Legal Lot Number | 10 |
| Jurisdiction | CECIL MD |
| Township / Civil Division | 3, ELKTON |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 30503 |
Source: Cecil County records, as of September 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 25 CHERRY LN, ELKTON, MD 21921-4101 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Date | Document |
|---|---|
| May 8, 2026 | Deed of Trust, Mortgage · FHA Mortgage GUILD MORTGAGE COMPANY |
| Jan 22, 2026 | Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO |
| Feb 26, 2024 | Deed, Transfer · Conventional Mortgage GENEVA FINANCIAL LLC |
| Apr 25, 2022 | Deed, Transfer · Conventional Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANC |
| Jun 20, 2019 | Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 22, 2026 · Amount on Record |
| Deed Sale | Jan 22, 2026 · Amount on Record |
| Prior Sale | Feb 26, 2024 · Amount on Record |
| Deed Book / Page | 5733 / 352 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CECIL MD |
| Recording Date | May 8, 2026 |
| Property Address | 25 CHERRY LN, ELKTON, MD 21921-4101 |
| Document Number | 5783000042 |
| Book / Page | 5783 / 42 |
| Instrument Date | Jan 16, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner, 167 |
| Address | 1424 APPLETON RD, ELKTON, MD 21921-3909 |
| Document Number | 5783000042, |
|---|---|
| Date | May 8, 2026 |
| Book Page | 5783/42 |
| Name | GUILD MORTGAGE COMPANY |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2056 |
| Rate | 6.21% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | CECIL MD |
| Recording Date | Jan 22, 2026 |
| Property Address | 25 CHERRY LN, ELKTON, MD 21921-4101 |
| Document Number | 0057330352 |
| Book / Page | 5733 / 352 |
| Map Reference | MB RRC 1 FO 118 |
| Instrument Date | Jan 15, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jan 30, 2026 |
| Title Company | EQUITABLE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $650.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 25 CHERRY LN, ELKTON, MD 21921-4101 |
| Document Number | 0005733358 |
|---|---|
| Date | Jan 22, 2026 |
| Instrument | 5733/358 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Document Number | 0057330380 |
|---|---|
| Date | Jan 22, 2026 |
| Book Page | 5733/380 |
| Name | MARYLAND DEPT OF HOUSING & COMMUNITY DEV |
|---|---|
| Type | Government Agency |
| Address | LANHAM, MD 20706 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed |
|---|---|
| Jurisdiction | CECIL MD |
| Recording Date | Feb 26, 2024 |
| Property Address | 25 CHERRY LN, ELKTON, MD 21921-4101 |
| Document Number | 0054320134 |
| Book / Page | 5432 / 134 |
| Map Reference | MB R R C 1 FO 118 |
| Instrument Date | Feb 16, 2024 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2024 |
| Title Company | LIBERTY TITLE, LIBERTY TITLE SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,152.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 231 WAVERLY RD, WILMINGTON, DE 19803-3134 |
| Document Number | 0054320140 |
|---|---|
| Date | Feb 26, 2024 |
| Instrument | 5432-0140 |
| Name | GENEVA FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2054 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CECIL MD |
| Recording Date | Apr 25, 2022 |
| Property Address | 25 CHERRY LN, ELKTON, MD 21921-4101 |
| Document Number | 0051520143 |
| Book / Page | 5152 / 143 |
| Map Reference | MB RRC 1 FO 118 |
| Instrument Date | Apr 7, 2022 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Title Company | ARDENT TITLE COMPANY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 25 CHERRY LN, ELKTON, MD 21921-4101 |
| Document Number | 0005152148 |
|---|---|
| Date | Apr 25, 2022 |
| Instrument | 5152-148 |
| Name | AMERICAN NEIGHBORHOOD MTG ACCEPTANC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CECIL MD |
| Recording Date | Jun 20, 2019 |
| Property Address | 25 CHERRY LN, ELKTON, MD 21921-4101 |
| Document Number | 0044190278 |
| Book / Page | 4419 / 278 |
| Map Reference | MB RRC1 FO 118 |
| Instrument Date | Jun 17, 2019 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Title Company | KIRSH TITLE SERVICES INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 25 CHERRY LN, ELKTON, MD 21921-4101 |
| Document Number | 0004419283 |
|---|---|
| Date | Jun 20, 2019 |
| Instrument | 4419/283 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2049 |
Source: Cecil County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Cecil County |
| Unified School District | Cecil County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,049.00 (+12.46%) | $188,967 (+13.49%) | $233,900 (+40.48%) Land $66,100 Building $167,800 |
| 2025 | $1,822.00 (+83.48%) | $166,500 (+8.56%) Land $39,900 Building $126,600 | $166,500 (-) Land $39,900 Building $126,600 |
| 2023 | $993.00 | $153,367 | $166,500 Land $39,900 Building $126,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 6 (1996–2020) |
| Claims Outside the SFHA | 3 of 6 |
| Most Recent Claim | Aug 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELKTON WEST serves 3,500 people · EPA ID MD0070015 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | Radium resolved · Oct 2016 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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