Cecil County property record for 24 Cherry Ln, Elkton, MD 21921
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 974 sqft · built 1983 |
| Lot Size | 0.185 acres (8,058 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $158,500 (Dec 2018) |
| Tax Bill | $2,180 (2026) |
| Deeds & Mortgages | Oct 2021 Mortgage Jan 2022 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-076288 |
| Primary APN | 03-076288 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 974 sqft Total Area |
| Basement Area | 684 sqft |
| Finished Basement | 684 sqft |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Architectural Style | Split Foyer |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 8,058 sqft (0.185 acres) |
| Porch | Porch |
| Porch Area | 192 sqft |
| Deck Area | 96 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 076288 |
|---|---|
| Street Address | 24 CHERRY LN |
| City | ELKTON |
| State | MD |
| Zip | 21921-4102 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | UR |
| Legal Description | LOT 11 - .185 ACRE 24 CHERRY LANE MEADOWVIEW |
| Legal Subdivision | MEADOWVIEW |
| Legal Block | H |
| Legal Lot Number | 11 |
| Jurisdiction | CECIL MD |
| Township / Civil Division | 3, ELKTON |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 30503 |
Source: Cecil County records, as of September 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 24 CHERRY LN, ELKTON, MD 21921-4102 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NFM INC |
| Jan 28, 2022 | Deed of Trust, Mortgage · Line of Credit UNITED STATES OF AMERICA |
| Oct 16, 2019 | Deed of Trust, Mortgage · FHA Mortgage NATIONS LNDG |
| Dec 18, 2018 | Grant Deed, Transfer · FHA Mortgage NATIONS LNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 18, 2018 · Amount on Record |
| Deed Sale | Dec 18, 2018 · Amount on Record |
| Prior Sale | Jul 31, 1995 · Amount on Record |
| Deed Book / Page | 4338 / 468 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CECIL MD |
| Property Address | 24 CHERRY LN, ELKTON, MD 21921-4102 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0050160483 |
|---|---|
| Date | Oct 27, 2021 |
| Book Page | 5016/483 |
| Name | NFM INC |
|---|---|
| Type | Mortgage Company |
| Address | LINTHICUM HEIGHTS, MD 21090 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CECIL MD |
| Property Address | 24 CHERRY LN, ELKTON, MD 21921-4102 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2022 |
| Title Company | GETZ TITLE GROUP LLC |
| Name | Verified Name |
|---|---|
| Address | 24 CHERRY LN, ELKTON, MD 21921-4102 |
| Document Number | 0050940080 |
|---|---|
| Date | Jan 28, 2022 |
| Book Page | 5094/80 |
| Name | UNITED STATES OF AMERICA |
|---|---|
| Type | Government Agency |
| Address | ABERDEEN, MD 21001 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CECIL MD |
| Property Address | 24 CHERRY LN, ELKTON, MD 21921-4102 |
| Document Number | 0044890052 |
| Instrument Date | Oct 16, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 6, 2019 |
| Title Company | ARDENT TITLE COMPANY LLC, ARDENT TITLE CO LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 24 CHERRY LN ELKTON MD 219214102, ELKTON, MD 21921-4102 |
| Document Number | 0044890052 |
|---|---|
| Date | Oct 25, 2019 |
| Book Page | 004489/000052 |
| Name | NATIONS LNDG |
|---|---|
| Address | INDEPENDENCE, OH 44131 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 24, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CECIL MD |
| Recording Date | Dec 18, 2018 |
| Property Address | 24 CHERRY LN, ELKTON, MD 21921-4102 |
| Document Number | 0043380468 |
| Book / Page | 004338 / 000468 |
| Instrument Date | Dec 7, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jan 2, 2019 |
| Title Company | SAGE TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $158.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 24 CHERRY LN ELKTON MD 219214102, ELKTON, MD 21921-4102 |
| Document Number | 43380475 |
|---|---|
| Date | Dec 18, 2018 |
| Book Page | 004338/000475 |
| Name | NATIONS LNDG |
|---|---|
| Address | INDEPENDENCE, OH 44131 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 17, 2048 |
Source: Cecil County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Cecil County |
| Unified School District | Cecil County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,180.00 (+9.38%) | $201,067 (+23.3%) | $238,800 (+31.06%) Land $65,800 Building $173,000 |
| 2025 | $1,993.00 (+81.18%) | ||
| 2023 | $1,100.00 | $163,067 | $182,200 Land $39,600 Building $142,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 6 (1996–2020) |
| Claims Outside the SFHA | 3 of 6 |
| Most Recent Claim | Aug 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELKTON WEST serves 3,500 people · EPA ID MD0070015 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | Radium resolved · Oct 2016 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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