25 Central St, Turners Falls, MA 01376 Property Records

Franklin County and Montague Town property record for 25 Central St, Turners Falls, MA 01376

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 2,080 sqft · built 1890
Lot Size	0.117 acres (5,097 sqft)
Owner	2 Individual Names on Record
Last Sale	$225,000 (Jul 2021)
Tax Bill	$3,520 (2025)
Deeds & Mortgages	May 2025 Mortgage Jul 2021 Sale & Mortgage
APN	`MONT M:0006 B:0000 L:117`

Property Details

APN / Parcel Number

Primary APN	`MONT M:0006 B:0000 L:117`
Alternative APN	`MTGU M:0006 B:0000 L:117`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,080 sqft Living Area
Gross Area	4,248 sqft
Basement Area	768 sqft
Unfinished Basement	768 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Frame
Roof Type	Gable
Roof Material	Slate
Lot Area	5,097 sqft (0.117 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	25 CENTRAL ST
City	TURNERS FALLS
State	MA
Zip	01376-1326
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	RS
Legal Lot Number	117
Jurisdiction	MONTAGUE MA
Township / Civil Division	MONTAGUE
Census Block Group	2
Census Block	2020
Census Tract	40701

Owner

Source: Franklin County and Montague Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	25 CENTRAL ST, TURNERS FALLS, MA 01376-1326
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 23, 2025	Deed of Trust, Mortgage MASSACHUSETTS HOUSING PARTNERSHIP FUND
Jul 29, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage FREEDOM CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 29, 2021 · Amount on Record
Deed Sale	Jul 29, 2021 · Amount on Record
Prior Sale	Apr 30, 2004 · Amount on Record
Deed Document Number	20219443
Deed Book / Page	7816 / 220
Record Updated	Oct 29, 2026

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTAGUE MA
Property Address	25 CENTRAL ST, TURNERS FALLS, MA 01376-1326
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	008479-310
Date	May 23, 2025
Book Page	8479/310
Instrument	4295

Lender

Name	MASSACHUSETTS HOUSING PARTNERSHIP FUND
Type	Government Agency

Agreement

Amount	Amount Recorded

July 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTAGUE MA
Recording Date	Jul 29, 2021
Property Address	25 CENTRAL ST, TURNERS FALLS, MA 01376-1326
Document Number	007816-220
Book / Page	7816 / 220
Instrument Date	Jul 29, 2021
Instrument	9443
Transaction Type	Transfer
Record Updated	Jun 14, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	25 CENTRAL ST, TURNERS FALLS, MA 01376-1326

Mortgage

Document Number	0000009444
Date	Jul 29, 2021
Instrument	9444

Lender

Name	FREEDOM CU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Franklin County and Montague Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Franklin County
County Subdivision	Montague Town
Unified School District	Gill-Montague School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,520.00 (+6.67%)	$231,400 (+10.09%) Land $52,000 Building $179,400	$294,604
2024	$3,300.00 (+7.25%)	$210,200 (+6.92%) Land $52,000 Building $158,200
2023	$3,077.00	$196,600 Land $52,000 Building $144,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TURNERS FALLS WATER DEPT serves 8,080 people · EPA ID MA1192000
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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