16 Central St, Turners Falls, MA 01376 Property Records

Franklin County and Montague Town property record for 16 Central St, Turners Falls, MA 01376

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,611 sqft · built 1890
Lot Size	0.194 acres (8,451 sqft)
Owner	2 Individual Names on Record
Last Sale	$81,000 (Aug 1991)
Tax Bill	$4,260 (2025)
Deeds & Mortgages	Nov 2020 Mortgage
APN	`MONT M:0006 B:0000 L:128`

Property Details

APN / Parcel Number

Primary APN	`MONT M:0006 B:0000 L:128`
Alternative APN	`MTGU M:0006 B:0000 L:128`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,611 sqft Living Area
Gross Area	3,826 sqft
Basement Area	912 sqft
Unfinished Basement	912 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,451 sqft (0.194 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	16 CENTRAL ST
City	TURNERS FALLS
State	MA
Zip	01376-1302
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Lot Number	128
Jurisdiction	MONTAGUE MA
Township / Civil Division	MONTAGUE
Census Block Group	2
Census Block	2018
Census Tract	40701

Owner

Source: Franklin County and Montague Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	16 CENTRAL ST, TURNERS FALLS, MA 01376-1302
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 16, 1991 · Amount on Record
Deed Sale	Aug 16, 1991 · Amount on Record
Deed Book / Page	2559 / 102
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTAGUE MA
Property Address	16 CENTRAL ST, TURNERS FALLS, MA 01376-1302
Document Number	7665-198
Instrument Date	Nov 13, 2020
Transaction Type	Mortgage
Record Updated	Dec 29, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	16 CENTRAL ST MONTAGUE MA 01349, MONTAGUE, MA 01349

Mortgage

Document Number	7665-198
Date	Dec 10, 2020
Book Page	007665/000198
Instrument	13479

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Dec 9, 2040

Tax Assessment & Valuation

Source: Franklin County and Montague Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Franklin County
County Subdivision	Montague Town
Unified School District	Gill-Montague School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,260.00 (+5.94%)	$280,100 (+9.37%) Land $54,100 Building $226,000	$314,614 (-7.08%)
2024	$4,021.00 (+3.63%)	$256,100 (+3.31%) Land $54,100 Building $202,000	$338,580
2023	$3,880.00	$247,900 Land $54,100 Building $193,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TURNERS FALLS WATER DEPT serves 8,080 people · EPA ID MA1192000
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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