25 Cedar Ct, Middletown, NY 10940 Property Records

Orange County and Middletown City property record for 25 Cedar Ct, Middletown, NY 10940

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,540 sqft · built 1990
Lot Size	0.058 acres (2,530 sqft)
Owner	2 Individual Names on Record
Last Sale	$106,500 (Aug 2014)
Tax Bill	$5,443 (2024)
Deeds & Mortgages	Sep 2021 Refinance Nov 2018 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`330900 54-2-65`

Property Details

APN / Parcel Number

Primary APN	`330900 54-2-65`
Alternative APNs	`090005400000020650000000` `0385001300` `54-2-65`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,540 sqft Living Area
1st Floor Area	770 sqft
2nd Floor Area	770 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Townhouse
Foundation Type	Raised
Lot Area	2,530 sqft (0.058 acres)
Lot Dimensions	115 ft deep x 22 ft wide
Porch	Open Porch
Porch Area	192 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	0385001300
Street Address	25 CEDAR CT
City	MIDDLETOWN
State	NY
Zip	10940-6942
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR-3B
Legal Subdivision	SWAN VILLAGE ESTATES INC
Legal Block	2
Legal Lot Number	65.00
Jurisdiction	ORANGE NY
Township / Civil Division	MIDDLETOWN
Census Block Group	1
Census Block	1011
Census Tract	1601

Owner

Source: Orange County and Middletown City records, as of April 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	25 CEDAR CT, MIDDLETOWN, NY 10940-6942
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance GALAXY LENDING CORP
Nov 23, 2018	Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK
Aug 2, 2018	Grant Deed, Transfer · Conventional Mortgage JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 4, 2014 · Amount on Record
Deed Sale	Aug 4, 2014 · Amount on Record
Prior Sale	Apr 11, 2013 · Amount on Record
Deed Book / Page	13779 / 413
Prior Transfer Date	Apr 8, 2013
Prior Transfer Doc	1354001769
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE NY
Property Address	25 CEDAR CT, MIDDLETOWN, NY 10940-6942
Transaction Type	Mortgage
Record Updated	Feb 1, 2022
Title Company	WFG NATIONAL TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000059708
Date	Sep 2, 2021
Book Page	15043/57
Instrument	20210059708

Lender

Name	GALAXY LENDING CORP

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	349 Months
Due	Oct 1, 2050

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE NY
Property Address	25 CEDAR CT, MIDDLETOWN, NY 10940-6942
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000082307
Date	Nov 23, 2018
Book Page	14490/785
Instrument	20180082307

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	301 Months
Due	Dec 1, 2043

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE NY
Recording Date	Aug 2, 2018
Property Address	25 CEDAR CT, MIDDLETOWN, NY 10940-6942
Document Number	0000056214
Book / Page	014440 / 000459
Instrument Date	Jul 31, 2018
Instrument	56214
Transaction Type	Transfer
Record Updated	Jan 13, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$720.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	25 CEDAR CT MIDDLETOWN NY 109406942, MIDDLETOWN, NY 10940-6942

Mortgage

Document Number	56215
Date	Aug 2, 2018
Book Page	014440/000463
Instrument	56215

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240-2050

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

Source: Orange County and Middletown City assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Orange County
Municipality	Middletown City
Unified School District	Middletown City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$19,600 (-) Land $2,200 Building $17,400	$223,000 (+13.78%)
2024	$5,443.00
2023		$19,600 (-) Land $2,200 Building $17,400	$196,000 (+17.01%) Land $22,000 Building $174,000
2022		$19,600 Land $2,200 Building $17,400	$167,500 Land $18,801 Building $148,699

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLETOWN CITY serves 30,000 people · EPA ID NY3503534
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Optimum.

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