18 Cedar Ct, Middletown, NY 10940 Property Records

Orange County and Middletown City property record for 18 Cedar Ct, Middletown, NY 10940

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,804 sqft · built 1988
Lot Size	0.088 acres (3,850 sqft)
Owner	Individual Name on Record
Last Sale	$295,000 (Dec 2022)
Tax Bill	$5,887 (2024)
Deeds & Mortgages	Oct 2021 Refinance Jun 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`330900 54-2-8`

Property Details

APN / Parcel Number

Primary APN	`330900 54-2-8`
Alternative APNs	`090005400000020080000000` `0385000800` `54-2-8`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,804 sqft Living Area
1st Floor Area	902 sqft
2nd Floor Area	902 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Townhouse
Foundation Type	Raised
Lot Area	3,850 sqft (0.088 acres)
Lot Dimensions	175 ft deep x 22 ft wide

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	0385000800
Street Address	18 CEDAR CT
City	MIDDLETOWN
State	NY
Zip	10940-6940
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR-3B
Legal Subdivision	SWAN VILLAGE ESTATES INC
Legal Block	2
Legal Lot Number	8.000
Jurisdiction	ORANGE NY
Township / Civil Division	MIDDLETOWN
Census Block Group	1
Census Block	1014
Census Tract	1601

Owner

Source: Orange County and Middletown City records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	18 CEDAR CT, MIDDLETOWN, NY 10940-6940
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE
Jun 29, 2022	Deed of Trust, Mortgage · Stand-Alone First Mortgage M & T BANK
Dec 1, 2022	Deed, Transfer · Stand-Alone First Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 1, 2022 · Amount on Record
Deed Sale	Dec 1, 2022 · Amount on Record
Prior Sale	Jul 14, 1999 · Amount on Record
Deed Document Number	202282824
Deed Book / Page	15343 / 248
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE NY
Property Address	18 CEDAR CT, MIDDLETOWN, NY 10940-6940
Transaction Type	Mortgage
Record Updated	Feb 12, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000069312
Date	Oct 14, 2021
Book Page	15071/1465
Instrument	20210069312

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	349 Months
Due	Nov 1, 2050

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE NY
Property Address	18 CEDAR CT, MIDDLETOWN, NY 10940-6940
Transaction Type	Mortgage
Record Updated	Feb 12, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000048383
Date	Jun 29, 2022
Book Page	15263/771
Instrument	20220048383

Lender

Name	M & T BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

December 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ORANGE NY
Recording Date	Dec 1, 2022
Property Address	18 CEDAR CT, MIDDLETOWN, NY 10940-6940
Document Number	0000082824
Book / Page	15343 / 248
Instrument Date	Nov 4, 2022
Instrument	20220082824
Transaction Type	Transfer
Record Updated	Feb 12, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 CEDAR CT, MIDDLETOWN, NY 10940-6940
Investor	Possibly a Property Investor

Mortgage

Document Number	0000082825
Date	Dec 1, 2022
Instrument	20220082825

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Orange County and Middletown City assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Orange County
Municipality	Middletown City
Unified School District	Middletown City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$21,200 (-) Land $2,600 Building $18,600	$241,200 (+13.77%)
2024	$5,887.00
2023		$21,200 (-) Land $2,600 Building $18,600	$212,000 (+17%) Land $26,000 Building $186,000
2022		$21,200 Land $2,600 Building $18,600	$181,200 Land $22,223 Building $158,977

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLETOWN CITY serves 30,000 people · EPA ID NY3503534
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Optimum.

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