25 Cedar Break Ct, Troy, MO 63379 Property Records

Lincoln County property record for 25 Cedar Break Ct, Troy, MO 63379

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,925 sqft · built 2019
Lot Size	3.05 acres (132,858 sqft)
Owner	Individual Name on Record
Tax Bill	$3,828 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Jun 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19-30-08-000-000-003.026`

Property Details

APN / Parcel Number

Primary APN	`19-30-08-000-000-003.026`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,925 sqft Living Area
Basement Area	1,925 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Architectural Style	Ranch
Exterior Material	Vinyl
Construction Type	Wood Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	132,858 sqft (3.05 acres)
Garage Area	670 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	25 CEDAR BREAK CT
City	TROY
State	MO
Zip	63379-3867
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 26 BRISTOL RIDGE
Legal Range	01W
Legal Township	48
Legal Section	08
Legal Subdivision	BRISTOL RIDGE
Legal Lot Number	26 27
Jurisdiction	LINCOLN MO
Township / Civil Division	CLARK
Census Block Group	3
Census Block	3042
Census Tract	810203

Owner

Source: Lincoln County records, as of December 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	25 CEDAR BREAK CT, TROY, MO 63379-3867
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2020	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Jun 4, 2019	Warranty Deed, Subdivision Related Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Sep 18, 2018	Warranty Deed, Construction Loan · Construction Mortgage THE MISSOURI BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 4, 2019
Deed Sale	Jun 4, 2019
Prior Sale	Sep 18, 2018
Deed Document Number	2019004387
Deed Book / Page	2434 / 0532
Record Updated	Jun 8, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	25 CEDAR BREAK CT, TROY, MO 63379-3867
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	MORTGAGE CONNECT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2450/83
Date	Jul 28, 2020
Book Page	2450/83
Instrument	2020008125

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2050

June 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Jun 4, 2019
Property Address	25 CEDAR BREAK CT, TROY, MO 63379-3867
Document Number	2434/0532
Book / Page	2434 / 0532
Map Reference	MB 14 PG 161
Instrument Date	Jun 3, 2019
Instrument	2019004387
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 31, 2021
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	273 CAMP CHARREN RD, 273, TROY, MO 63379-3710

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 CEDAR BREAK CT, TROY, MO 63379-3867

Mortgage

Document Number	2019004388
Date	Jun 4, 2019
Instrument	2019004388

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

September 2018: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Sep 18, 2018
Property Address	25 CEDAR BREAK CT, TROY, MO 63379-3867
Document Number	2427/0078
Book / Page	2427 / 0078
Map Reference	MB14 PG161
Instrument Date	Sep 17, 2018
Instrument	2018008473
Transaction Type	Construction Loan
Record Updated	Aug 31, 2021
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	273 CAMP CHARREN RD, TROY, MO 63379-3710
Investor	Possibly a Property Investor

Mortgage

Document Number	2018008474
Date	Sep 18, 2018
Instrument	2018008474

Lender

Name	THE MISSOURI BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of June 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,828.00 (+7.74%)	$62,639 (+9.25%) Land $9,975 Building $52,664	$329,680 (+9.25%) Land $52,500 Building $277,180
2023	$3,553.00 (+4.72%)	$57,336 Land $8,075 Building $49,261	$301,770 Land $42,500 Building $259,270
2022	$3,393.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 47% of Missouri
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

May also be available: Systec Wireless Communications, T-Mobile.

Cell Coverage

5G and 4G LTE (outdoors only)

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