21 Cedar Break Ct, Troy, MO 63379 Property Records

Lincoln County property record for 21 Cedar Break Ct, Troy, MO 63379

Property Summary

Property Type	Single Family Home
Details	6 bd · 3 ba · 1,952 sqft · built 2018
Lot Size	2.03 acres (88,427 sqft)
Owner	2 Individual Names on Record
Last Sale	$437,500 (Nov 2021)
Tax Bill	$4,272 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Dec 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`19-30-08-000-000-003.024`

Property Details

APN / Parcel Number

Primary APN	`19-30-08-000-000-003.024`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Total Rooms	11 Rooms
Stories	1 Story
Building Area	1,952 sqft Living Area
Basement Area	1,552 sqft
Unfinished Basement	1,552 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Ranch
Construction Type	Frame
Roof Type	Gable
Roof Material	Asbestos
Lot Area	88,427 sqft (2.03 acres)
Garage Type	Mixed
Garage Area	1,473 sqft
Parking Spaces	5 Parking Spaces
Total Buildings	2 Buildings

Location & Zoning

Street Address	21 CEDAR BREAK CT
City	TROY
State	MO
Zip	63379-3867
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 24 BRISTOL RIDGE
Legal Range	01W
Legal Township	48N
Legal Section	08
Legal Subdivision	BRISTOL RIDGE
Legal Lot Number	24
Jurisdiction	LINCOLN MO
Township / Civil Division	CLARK
Census Block Group	3
Census Block	3042
Census Tract	810203

Owner

Source: Lincoln County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	21 CEDAR BREAK CT, TROY, MO 63379-3867
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 23, 2021	Warranty Deed, Transfer · Conventional Mortgage US BANK NA
Dec 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage HNB NATIONAL BANK
May 14, 2019	Deed of Trust, Mortgage · Conventional Mortgage HNB NATIONAL BANK
Oct 2, 2018	Deed of Trust, Mortgage · Conventional Mortgage HNB NATIONAL BANK
Oct 23, 2017	Warranty Deed, Construction Loan · Construction Mortgage HNB NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 23, 2021 · Amount on Record
Deed Sale	Nov 23, 2021 · Amount on Record
Prior Sale	Oct 23, 2017 · Amount on Record
Deed Document Number	202115362
Deed Book / Page	2472 / 780
Record Updated	Oct 29, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Nov 23, 2021
Property Address	21 CEDAR BREAK CT, TROY, MO 63379-3867
Document Number	002472/780
Book / Page	2472 / 780
Map Reference	MB 14 PG 161
Instrument Date	Nov 18, 2021
Instrument	2021015362
Transaction Type	Transfer
Record Updated	Jan 20, 2022
Title Company	INVESTORS TITLE COMPANY, INVESTORS TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5 FAIRLANE CIR, 5, WARRENTON, MO 63383-4422

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 CEDAR BREAK CT, TROY, MO 63379-3867

Mortgage

Document Number	2021015363
Date	Nov 23, 2021
Instrument	2021015363

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	21 CEDAR BREAK CT, TROY, MO 63379-3867
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2457/458
Date	Dec 30, 2020
Book Page	2457/458
Instrument	2020015565

Lender

Name	HNB NATIONAL BANK
Type	Bank
Address	TROY, MO 63379

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	21 CEDAR BREAK CT, TROY, MO 63379-3867
Transaction Type	Mortgage
Record Updated	Jul 25, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2433/0866
Date	May 14, 2019
Book Page	2433/0866
Instrument	2019003718

Lender

Name	HNB NATIONAL BANK
Type	Bank
Address	HANNIBAL, MO 63401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	21 CEDAR BREAK CT, TROY, MO 63379-3867
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	ALL COUNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2427/0528
Date	Oct 2, 2018
Book Page	2427/0528
Instrument	2018008928

Lender

Name	HNB NATIONAL BANK
Type	Bank
Address	TROY, MO 63379

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2048

October 2017: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Oct 23, 2017
Property Address	21 CEDAR BREAK CT, TROY, MO 63379-3867
Document Number	02416/0437
Book / Page	2416 / 0437
Map Reference	MB14 PG161
Instrument Date	Oct 20, 2017
Instrument	2017009920
Transaction Type	Construction Loan
Record Updated	Sep 29, 2022
Title Company	L COUNTY TITLE, ALL COUNTY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 ELLIS AVE, TROY, MO 63379-1114

Mortgage

Document Number	2017009921
Date	Oct 23, 2017
Instrument	2017009921

Lender

Name	HNB NATIONAL BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$69,905 (-) Land $9,975 Building $59,930
2025	$4,272.00 (+7.28%)	$69,905 (+8.78%) Land $9,975 Building $59,930	$367,920 (+8.78%) Land $52,500 Building $315,420
2023	$3,982.00 (+5.74%)	$64,264 Land $8,075 Building $56,189	$338,230 Land $42,500 Building $295,730
2022	$3,766.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 47% of Missouri
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

May also be available: Systec Wireless Communications, T-Mobile.

Cell Coverage

5G and 4G LTE (outdoors only)

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