McCreary County property record for 25 Cecil Dr, Stearns, KY 42647 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 900 sqft · built 1971 |
| Lot Size | 1.05 acres (45,738 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $95,000 (Aug 2021) |
| Tax Bill | $763 (2025) |
| Deeds & Mortgages | Aug 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 106-30-02-007.00 |
| Primary APN | 106-30-02-007.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Building Area | 900 sqft Living Area |
| Family Room | Family Room |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Exterior Material | Other |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 45,738 sqft (1.05 acres) |
| Terrain | Rolling |
| Driveway | Gravel Driveway |
| Porch | Slab |
| Porch Area | 84 sqft |
| Heating System | Other |
|---|---|
| Water Source | Commercial |
| Street Address | 25 CECIL DR |
|---|---|
| City | STEARNS |
| State | KY |
| Zip | 42647 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 4 & 5 & HSE |
| Legal Subdivision | OAK HILL ESTATES |
| Legal Lot Number | 4-5 |
| Jurisdiction | MCCREARY KY |
| Township / Civil Division | STEARNS-WHITLEY CITY |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 960301 |
Source: McCreary County records · APN 106-30-02-007.00
Assessment roll updated January 30, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 84, STEARNS, KY 42647-0084 |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 12, 2021 · Amount on Record |
| Deed Sale | Aug 12, 2021 · Amount on Record |
| Deed Document Number | 2021134622 |
| Deed Book / Page | 226 / 635 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCCREARY KY |
| Recording Date | Aug 12, 2021 |
| Property Address | 25 CECIL DR, STEARNS, KY 42647 |
| Document Number | 00D226/635 |
| Book / Page | D226 / 635 |
| Map Reference | DB 179 PG 424 |
| Instrument Date | Aug 09, 2021 |
| Instrument | 134622 |
| Transaction Type | Transfer |
| Record Updated | Apr 03, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $95.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5959 US HIGHWAY 27 S, STANFORD, KY 40484-9105 |
| Name | Verified Name |
|---|---|
| Address | 1915 GIBBS AVE NE, CANTON, OH 44714-2228 |
| Document Number | 0000134623 |
|---|---|
| Date | Aug 12, 2021 |
| Instrument | 134623 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2051 |
| Rate Type | Fixed Rate |
|---|
Source: McCreary County records · Assessment roll updated January 30, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | McCreary County |
| Unified School District | McCreary County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $763.00 (-1.55%) | $95,000 (-) | $95,000 (-) |
| 2023 | $775.00 | $95,000 | $95,000 |
Source: FEMA National Flood Hazard Layer, McCreary County (21147C), updated March 16, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 59% of the US · above 79% of Kentucky |
|---|---|
| Wildfire Likelihood | About 1 in 549 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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