20 Cecil Dr, Stearns, KY 42647 Property Records

McCreary County property record for 20 Cecil Dr, Stearns, KY 42647 · Last verified February 2026

Property Summary

Property Type	Single Family Home
Owner	Individual Name on File
Last Sale	$88,000 (Jul 2019)
Tax Bill	$884 (2025)
Deeds & Mortgages	Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`106-30-02-006.00`

Property Details

APN / Parcel Number

Primary APN	`106-30-02-006.00`
Alternative APN	`19229`

Location & Zoning

Street Address	20 CECIL DR
City	STEARNS
State	KY
Zip	42647
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 7 & 8 & PT OF 9 & HSE
Legal Lot Number	7-8
Jurisdiction	MCCREARY KY
Township / Civil Division	STEARNS-WHITLEY CITY
Census Block Group	2
Census Block	2017
Census Tract	960301

Owner

Source: McCreary County records · APN 106-30-02-006.00

Assessment roll updated July 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 966, WHITLEY CITY, KY 42653-0966
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 23, 2019 · Amount on Record
Deed Sale	Jul 23, 2019 · Amount on Record
Deed Document Number	128398
Deed Book / Page	D219 / 762
Record Updated	Jun 08, 2026

July 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MCCREARY KY
Recording Date	Jul 23, 2019
Property Address	20 CECIL DR, STEARNS, KY 42647-6230
Document Number	00D219/762
Book / Page	D219 / 762
Map Reference	PB 1 PG 14
Instrument Date	Jul 02, 2019
Instrument	128398
Transaction Type	Transfer
Record Updated	Aug 10, 2022
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5000 PLANO PKWY, 5000, CARROLLTON, TX 75010-4900

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 966, WHITLEY CITY, KY 42653-0966

Mortgage

Document Number	0000128399
Date	Jul 23, 2019
Instrument	128399

Lender

Name	ARK LA TEX FINANCIAL SERVICES

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: McCreary County records · Assessment roll updated July 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	McCreary County
Unified School District	McCreary County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$884.00 (-1.45%)	$110,000 (-)	$110,000 (-)
2023	$897.00	$110,000	$110,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, McCreary County (21147C), updated March 16, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 59% of the US · above 79% of Kentucky
Wildfire Likelihood	About 1 in 549 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.