25 Canopy Ln, Inlet Beach, FL 32461 Property Records

Walton County property record for 25 Canopy Ln, Inlet Beach, FL 32461 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 2,160 sqft · built 2019
Lot Size	0.117 acres (5,140 sqft)
Owner	Individual Name on File
Last Sale	$1,450,000 (Jul 2025)
Tax Bill	$9,782 (2024)
Deeds & Mortgages	May 2021 Sale & Mortgage Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`28-3S-18-16191-00C-0030`

Property Details

APN / Parcel Number

Primary APN	`28-3S-18-16191-00C-0030`
Alternative APN	`1085651`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Stories	2 Stories
Building Area	2,160 sqft Living Area
Gross Area	2,470 sqft
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2019
Exterior Material	Fiber Cement Siding
Roof Type	Cathedral/Clerestory
Roof Material	Metal
Lot Area	5,140 sqft (0.117 acres)
Lot Dimensions	9.7 ft deep x 5.6 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1085651
Street Address	25 CANOPY LN
City	INLET BEACH
State	FL
Zip	32461-1042
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 BLK C MAGNOLIA COTTAGES BY THE SEA PHASE 2 PB 19-89 OR 3095-3500 OR 3197-4401 OR 3363-2338
Legal Range	18W
Legal Township	03S
Legal Section	28
Legal Subdivision	MAGNOLIA COTTAGES BY THE SEA
Legal Phase	2
Legal Block	C
Legal Lot Number	3
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1042
Census Tract	950610

Owner

Source: Walton County records · APN 28-3S-18-16191-00C-0030

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	7480 BADENOCH DR, DUBLIN, OH 43017-8466
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 14, 2021	Warranty Deed, Transfer · Conventional Mortgage US NATIONAL BANK
Oct 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage FBT MORTGAGE LLC
Jan 24, 2019	Special Warranty Deed, Transfer · Conventional Mortgage REGIONS BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 02, 2025 · Amount on Record
Deed Sale	Jul 02, 2025 · Amount on Record
Prior Sale	May 14, 2021 · Amount on Record
Deed Document Number	20250023374
Deed Book / Page	3363 / 2338
Record Updated	Jun 08, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	May 14, 2021
Property Address	25 CANOPY LN, INLET BEACH, FL 32461-1042
Document Number	0031974401
Book / Page	3197 / 4401
Map Reference	MB 19 PG 89-91
Instrument Date	May 07, 2021
Instrument	20210024239
Transaction Type	Transfer
Record Updated	May 26, 2021
Title Company	COASTAL LAND TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$9,096.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	774 TOPAZ ST, 774, NEW ORLEANS, LA 70124-3624

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1000 JESSICA LN, PROSPER, TX 75078-2505

Mortgage

Document Number	0031974404
Date	May 14, 2021
Book Page	3197/4404
Instrument	20210024241

Lender

Name	US NATIONAL BANK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2051

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	25 CANOPY LN, INLET BEACH, FL 32461-1042
Transaction Type	Mortgage
Record Updated	Mar 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	774 TOPAZ ST, NEW ORLEANS, LA 70124-3624

Mortgage

Document Number	0031662387
Date	Oct 28, 2020
Book Page	3166/2387
Instrument	20200043485

Lender

Name	FBT MORTGAGE LLC
Type	Mortgage Company
Address	OCEAN SPRINGS, MS 39564

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 01, 2035

January 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jan 24, 2019
Property Address	25 CANOPY LN, INLET BEACH, FL 32461-1042
Document Number	0030953500
Book / Page	3095 / 3500
Map Reference	MB 19 PG 89-91
Instrument Date	Jan 16, 2019
Instrument	20190002362
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$4,865.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1086 LONGWOOD DR, 1086, WOODSTOCK, GA 30189-1556

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	774 TOPAZ ST, NEW ORLEANS, LA 70124-3624

Mortgage

Document Number	20190002363
Date	Jan 24, 2019
Instrument	20190002363

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	304 Months
Due	May 03, 2044

Tax Assessment & Valuation

Source: Walton County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,309,263 (+1.02%) Land $250,000 Building $1,059,263	$1,309,263 (+1.02%) Land $250,000 Building $1,059,263
2024	$9,782.00 (+4.24%)
2023	$9,384.00 (+7.01%)	$1,296,082 (+9.01%) Land $226,125 Building $1,069,957	$1,296,082 (+9.01%) Land $226,125 Building $1,069,957
2022	$8,769.00	$1,188,952 Land $250,998 Building $937,954	$1,188,952 Land $250,998 Building $937,954

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Walton County (12131C), updated June 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121319506101, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Cost	Premium on Record median of 645 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,249 units insured 604 under condo master policies
Nearby Flood Claims	16 (2004–2023)
Claims Outside the SFHA	10 of 16
Most Recent Claim	Aug 2023, other causes
Claims By Storm	Hurricane Sally, Sep 2020 · 2 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 3 claims

Wildfire

Wildfire Risk	Moderate above 40% of the US · above 12% of Florida
Wildfire Likelihood	About 1 in 1,724 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 125 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
LiveOak Fiber	Fiber	5,000 / 5,000
Mediacom Communications	Cable	1,000 / 50

May also be available at this address: AT&T, Wildstar Networks. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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