25 Birch Rd, Cumberland, RI 02864 Property Records

Cumberland Town property record for 25 Birch Rd, Cumberland, RI 02864

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,778 sqft · built 1986
Lot Size	0.467 acres (20,343 sqft)
Owner	2 Individual Names on Record
Last Sale	$167,000 (Jan 1994)
Tax Bill	$6,510 (2025)
Deeds & Mortgages	Apr 2025 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`2-0467-00`

Property Details

APN / Parcel Number

Primary APN	`2-0467-00`
Alternative APN	`CUMB M:064 B:0320 L:000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,778 sqft Living Area
Gross Area	5,124 sqft
1st Floor Area	1,882 sqft
Basement Area	1,814 sqft
Unfinished Basement	1,814 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,343 sqft (0.467 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	2-0467-00
Street Address	25 BIRCH RD
City	CUMBERLAND
State	RI
Zip	02864-4401
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	100
Legal Block	320
Jurisdiction	CUMBERLAND RI
Township / Civil Division	CUMBERLAND
Census Block Group	2
Census Block	2024
Census Tract	11405

Owner

Source: Cumberland Town records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	25 BIRCH RD, CUMBERLAND, RI 02864-4401
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 5, 1994 · Amount on Record
Deed Sale	Jan 5, 1994 · Amount on Record
Prior Sale	Sep 5, 1989 · Amount on Record
Deed Book / Page	589 / 321
Last Transfer Date	Oct 7, 2024
Transfer Doc	001988-253
Record Updated	Sep 20, 2026

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND RI
Property Address	25 BIRCH RD, CUMBERLAND, RI 02864-4401
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002001-29
Date	Apr 30, 2025
Book Page	2001/29
Instrument	149021

Lender

Name	COASTAL ONE CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	May 1, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Cumberland Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Cumberland Town
Unified School District	Cumberland School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$6,510.00 (+5.58%)	$530,600 (-) Land $107,300 Building $423,300
2023	$6,166.00 (-14.82%)	$530,600 (+9.88%) Land $107,300 Building $423,300
2022	$7,239.00	$482,900 Land $78,700 Building $404,200

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CUMBERLAND serves 21,235 people · EPA ID RI1647530
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20