Cumberland Town property record for 19 Birch Rd, Cumberland, RI 02864
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,149 sqft · built 2004 |
| Lot Size | 0.373 acres (16,248 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $325,000 (Sep 2016) |
| Tax Bill | $6,062 (2026) |
| Deeds & Mortgages | Feb 2026 Mortgage Sep 2023 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 9194-07 |
| Primary APN | 9194-07 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,149 sqft Living Area |
| Gross Area | 3,390 sqft |
| 1st Floor Area | 1,085 sqft |
| Basement Area | 1,085 sqft |
| Unfinished Basement | 1,085 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 16,248 sqft (0.373 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 9194-07 |
|---|---|
| Street Address | 19 BIRCH RD |
| City | CUMBERLAND |
| State | RI |
| Zip | 02864-4401 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 100 |
| Legal Block | 317 |
| Jurisdiction | CUMBERLAND RI |
| Township / Civil Division | CUMBERLAND |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 11405 |
Source: Cumberland Town records, as of October 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 19 BIRCH RD, CUMBERLAND, RI 02864-4401 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 5, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Sep 20, 2023 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Mar 28, 2022 | Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE |
| Feb 8, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 20, 2016 · Amount on Record |
| Deed Sale | Sep 20, 2016 · Amount on Record |
| Prior Sale | Aug 28, 2008 · Amount on Record |
| Deed Book / Page | 1722 / 636 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Property Address | 19 BIRCH RD, CUMBERLAND, RI 02864-4401 |
| Transaction Type | Mortgage |
| Record Updated | Mar 4, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0002023-98 |
|---|---|
| Date | Feb 5, 2026 |
| Book Page | 2023/98 |
| Instrument | 153538 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Property Address | 19 BIRCH RD, CUMBERLAND, RI 02864-4401 |
| Transaction Type | Mortgage |
| Record Updated | Oct 5, 2023 |
| Name | Verified Name |
|---|
| Document Number | 001964-285 |
|---|---|
| Date | Sep 20, 2023 |
| Book Page | 1964/285 |
| Instrument | 140676 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Oct 1, 2048 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Property Address | 19 BIRCH RD, CUMBERLAND, RI 02864-4401 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2022 |
| Name | Verified Name |
|---|
| Document Number | 001926-719 |
|---|---|
| Date | Mar 28, 2022 |
| Book Page | 1926/719 |
| Instrument | 132059 |
| Name | ROCKET MORTGAGE |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Property Address | 19 BIRCH RD, CUMBERLAND, RI 02864-4401 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1875-356 |
|---|---|
| Date | Feb 8, 2021 |
| Book Page | 1875/356 |
| Instrument | 121364 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
Source: Cumberland Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Cumberland Town |
| Unified School District | Cumberland School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,062.00 (+8.15%) | $605,600 (+32.57%) Land $206,900 Building $398,700 | $675,016 |
| 2025 | $5,605.00 (+5.6%) | $456,800 (-) Land $105,100 Building $351,700 | |
| 2023 | $5,308.00 (-0.28%) | $456,800 (+28.64%) Land $105,100 Building $351,700 | |
| 2022 | $5,323.00 | $355,100 Land $77,100 Building $278,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 62% of Rhode Island |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CUMBERLAND serves 21,235 people · EPA ID RI1647530 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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