25 Beech St, Gardiner, ME 04345 Property Records

Kennebec County and Gardiner City property record for 25 Beech St, Gardiner, ME 04345

Property Summary

Property Type	Duplex
Details	4 bd · 3 ba · 2,490 sqft · built 1880
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on Record
Last Sale	$248,000 (Feb 2023)
Tax Bill	$4,029 (2025)
Deeds & Mortgages	Feb 2023 Sale & Mortgage Dec 2020 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`GARR M:034 B:037`

Property Details

APN / Parcel Number

Primary APN	`GARR M:034 B:037`
Alternative APNs	`M:034 L:037` `1777`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Units	2 Units
Stories	3 Stories
Building Area	2,490 sqft Living Area
Gross Area	4,841 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,148 sqft (0.21 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	1777
Street Address	25 BEECH ST
City	GARDINER
State	ME
Zip	04345-2001
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	12
Legal Block	37
Jurisdiction	GARDINER ME
Township / Civil Division	GARDINER
Census Block Group	2
Census Block	2001
Census Tract	11000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kennebec County and Gardiner City records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	182 BRIDGE ST, 2, WESTBROOK, ME 04092-2933
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 21, 2023	Warranty Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO
Dec 4, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORP
Dec 21, 2017	Warranty Deed, Transfer · FHA Mortgage LOANDEPOT.COM

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 21, 2023 · Amount on Record
Deed Sale	Feb 21, 2023 · Amount on Record
Prior Sale	Dec 21, 2017 · Amount on Record
Deed Document Number	20233254
Deed Book / Page	14700 / 277
Record Updated	Sep 20, 2026

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GARDINER ME
Recording Date	Feb 21, 2023
Property Address	25 BEECH ST, GARDINER, ME 04345-2001
Document Number	2023003254
Book / Page	14700 / 277
Instrument Date	Feb 17, 2023
Instrument	2023003254
Transaction Type	Transfer
Record Updated	Mar 6, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	182 BRIDGE ST # 2, 2, WESTBROOK, ME 04092-2933

Mortgage

Document Number	2023003255
Date	Feb 21, 2023
Instrument	2023003255

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARDINER ME
Property Address	25 BEECH ST, GARDINER, ME 04345-2001
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020031314
Date	Dec 4, 2020
Book Page	13811/160
Instrument	2020031314

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	337 Months
Due	Jan 1, 2049

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GARDINER ME
Recording Date	Dec 21, 2017
Property Address	25 BEECH ST, GARDINER, ME 04345-2001
Document Number	2017030148
Book / Page	12806 / 0065
Instrument	2017030148
Transaction Type	Transfer
Record Updated	Jul 25, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017030149
Date	Dec 21, 2017
Instrument	2017030149

Lender

Name	LOANDEPOT.COM

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 21, 2047

Tax Assessment & Valuation

Source: Kennebec County and Gardiner City assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Kennebec County
Municipality	Gardiner City
Unified School District	School Administrative District 11 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,029.00 (+2.73%)	$153,200 (-) Land $24,700 Building $128,500
2024	$3,922.00 (+8.01%)	$153,200 (-) Land $24,700 Building $128,500
2023	$3,631.00 (+6.76%)	$153,200 (-) Land $24,700 Building $128,500
2022	$3,401.00	$153,200 Land $24,700 Building $128,500

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective February 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1978–2003)
Most Recent Claim	Dec 2003 · Severe Storms, Flooding, Snow Melt And Ice Jams

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GARDINER WATER DISTRICT serves 9,000 people · EPA ID ME0090610
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	3 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
GoNetspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: T-Mobile.

Nearby Properties on Beech St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures