14 Beech St, Gardiner, ME 04345 Property Records

Kennebec County and Gardiner City property record for 14 Beech St, Gardiner, ME 04345

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,954 sqft · built 1870
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on Record
Last Sale	$258,000 (Jun 2022)
Tax Bill	$3,151 (2025)
Deeds & Mortgages	Jun 2021 Refinance Jun 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`GARR M:034 B:045`

Property Details

APN / Parcel Number

Primary APN	`GARR M:034 B:045`
Alternative APNs	`M:034 L:045` `1797`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,954 sqft Living Area
Gross Area	3,560 sqft

Exterior

Year Built	Built 1870
Effective Year Built	Effective 1870
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,098 sqft (0.14 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	1797
Street Address	14 BEECH ST
City	GARDINER
State	ME
Zip	04345-2002
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	12
Legal Block	45
Jurisdiction	GARDINER ME
Township / Civil Division	GARDINER
Census Block Group	2
Census Block	2002
Census Tract	11000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kennebec County and Gardiner City records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	14 BEECH ST, GARDINER, ME 04345-2002
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance RESIDENTIAL MORTGAGE SERVICES
Jun 2, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage BLUE WATER MORTGAGE CORPORATION
Nov 8, 2018	Intrafamily Transfer, Transfer · FHA Mortgage RESIDENTIAL MTG SVCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 2, 2022 · Amount on Record
Deed Sale	Jun 2, 2022 · Amount on Record
Prior Sale	Nov 8, 2018 · Amount on Record
Deed Document Number	202212607
Deed Book / Page	14468 / 67
Transfer Doc	2018026394
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARDINER ME
Property Address	14 BEECH ST, GARDINER, ME 04345-2002
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2021015177
Date	Jun 7, 2021
Book Page	14036/121
Instrument	2021015177

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GARDINER ME
Recording Date	Jun 2, 2022
Property Address	14 BEECH ST, GARDINER, ME 04345-2002
Document Number	2022012607
Book / Page	14468 / 67
Instrument Date	Jun 1, 2022
Instrument	2022012607
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	18 DUNNING ST, BRUNSWICK, ME 04011-1948

Mortgage

Document Number	2022012608
Date	Jun 2, 2022
Instrument	2022012608

Lender

Name	BLUE WATER MORTGAGE CORPORATION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

November 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GARDINER ME
Recording Date	Nov 8, 2018
Property Address	14 BEECH ST, GARDINER, ME 04345-2002
Document Number	2018026394
Book / Page	13079 / 0028
Instrument	2018026394
Transaction Type	Transfer
Record Updated	Feb 3, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018026395
Date	Nov 8, 2018
Instrument	2018026395

Lender

Name	RESIDENTIAL MTG SVCS

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 8, 2048

Tax Assessment & Valuation

Source: Kennebec County and Gardiner City assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Kennebec County
Municipality	Gardiner City
Unified School District	School Administrative District 11 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,151.00 (+2.74%)	$119,800 (-) Land $22,100 Building $97,700
2024	$3,067.00 (+8.03%)	$119,800 (-) Land $22,100 Building $97,700	$251,845
2023	$2,839.00 (+6.73%)	$119,800 (-) Land $22,100 Building $97,700
2022	$2,660.00	$119,800 Land $22,100 Building $97,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1978–2003)
Most Recent Claim	Dec 2003 · Severe Storms, Flooding, Snow Melt And Ice Jams

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GARDINER WATER DISTRICT serves 9,000 people · EPA ID ME0090610
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	3 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
GoNetspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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