25 Albert St, Peru, IN 46970 Property Records

Miami County property record for 25 Albert St, Peru, IN 46970

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,560 sqft · built 1947
Lot Size	0.394 acres (17,160 sqft)
Owner	Individual Name on File
Last Sale	$158,000 (Aug 2020)
Tax Bill	$1,681 (2025)
Deeds & Mortgages	Aug 2020 Sale & Mortgage Apr 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`021-09611-00`

Property Details

APN / Parcel Number

Primary APN	`021-09611-00`
Alternative APNs	`52-08-28-103-021.000-016` `01341585392`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,560 sqft Living Area
1st Floor Area	2,560 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1986
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	17,160 sqft (0.394 acres)
Lot Dimensions	132 ft deep x 130 ft wide
Garage Type	Detached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Shed	1 Shed
Shed Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	01341585392
Street Address	25 ALBERT ST
City	PERU
State	IN
Zip	46970-1462
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT NE 1/4 NE 1/4 28-27-04 .31 BEARSS BROS. ADD. LOTS 108 & 109 & E 1/2 LO T 110 & .07 PT NE 1/4 41 096 01100
Legal Subdivision	BEARSS BROS ADD
Legal Lot Number	108-109
Jurisdiction	MIAMI IN
Township / Civil Division	PERU
Census Block Group	3
Census Block	3007
Census Tract	952200

Owner

25 Albert St is owned and occupied by an individual who bought it in August 2020.

Source: Miami County records, as of June 22, 2026

Owner of Record	Individual Name on File
Mailing Address	25 ALBERT ST, PERU, IN 46970-1462
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2020	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Apr 19, 2018	Warranty Deed, Transfer · Conventional Mortgage TOP FLITE FINANCIAL INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 4, 2020 · Amount on File
Deed Sale	Aug 4, 2020 · Amount on File
Prior Sale	Apr 19, 2018 · Amount on File
Deed Document Number	2020522956
Prior Transfer Date	Jun 5, 2014
Prior Transfer Doc	20140522081
Record Updated	Sep 20, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI IN
Recording Date	Aug 4, 2020
Property Address	25 ALBERT ST, PERU, IN 46970-1462
Document Number	20200522956
Instrument Date	Jul 31, 2020
Instrument	20200522956
Transaction Type	Transfer
Record Updated	Jun 12, 2023
Title Company	METROPOLITAN TITLE CORPORATION, METROPOLITAN TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 ALBERT ST, PERU, IN 46970-1462

Mortgage

Document Number	20200522957
Date	Aug 4, 2020
Instrument	20200522957

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2050

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI IN
Recording Date	Apr 19, 2018
Property Address	25 ALBERT ST, PERU, IN 46970-1462
Document Number	20180521544
Instrument Date	Apr 17, 2018
Instrument	20180521544
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	20180521545
Date	Apr 19, 2018
Instrument	20180521545

Lender

Name	TOP FLITE FINANCIAL INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 25 Albert St was $1,681 with a homeowner's exemption, up 22.2% from the year before.

Source: Miami County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Miami County
County Subdivision	Peru Township
Municipality	Peru City
Unified School District	Peru Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,681.00 (+22.17%) Homeowner's exemption	$183,500 Land $16,500 Building $167,000	$183,500 Land $16,500 Building $167,000
2024	$1,376.00 (-1.01%)
2023	$1,390.00 (+0.65%)	$138,400 Land $16,500 Building $121,900	$138,400 Land $16,500 Building $121,900
2022	$1,381.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 25 Albert St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 16, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 25 Albert St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PERU WATER DEPARTMENT serves 11,417 people · EPA ID IN5252016
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Good Connections, Metronet, Skyewaves, Verizon.

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