20 Albert St, Peru, IN 46970 Property Records

Miami County property record for 20 Albert St, Peru, IN 46970

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 810 sqft · built 1947
Lot Size0.333 acres (14,520 sqft)
OwnerIndividual Name on Record
Last Sale$25,000 (Apr 2007)
Tax Bill$30 (2025)
Deeds & MortgagesSep 2023 Line of Credit
Flood ZoneZone X (minimal risk)
APN021-09600-40

Property Details

APN / Parcel Number

Primary APN021-09600-40
Alternative APNs
  • 52-08-28-103-015.000-016
  • 00402611887

Interior

Bedrooms2 Beds
Full Baths1 Bath
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area810 sqft Living Area
1st Floor Area810 sqft
Basement Area810 sqft
Unfinished Basement810 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 1947
Effective Year BuiltEffective 1957
Construction TypeWood
Roof MaterialAsphalt
Lot Area14,520 sqft (0.333 acres)
Lot Dimensions132 ft deep x 110 ft wide
TerrainLow
Garage TypeAttached
Garage Area594 sqft
Parking Spaces2 Parking Spaces
Shed1 Shed
Shed Area336 sqft

Utilities, Heating & Cooling

Heating SystemCentral
Heating FuelGas
SewerConnected

Location & Zoning

Account Number00402611887
Street Address20 ALBERT ST
CityPERU
StateIN
Zip46970-1463
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description021-09600-40 BEARSS BROS LOT 100-.155 AC LOT 101 & W1/2 VAC ALLEY -0.155 AC 41 096 00400
Legal SubdivisionBEARSS BROTHERS ADDITION
Legal Lot Number100,101
JurisdictionMIAMI IN
Township / Civil DivisionPERU
Census Block Group3
Census Block3000
Census Tract952200

Owner

Source: Miami County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address20 ALBERT ST, PERU, IN 46970-1463
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 12, 2007 · Amount on Record
Deed SaleApr 12, 2007 · Amount on Record
Deed Document Number2007521730
Record UpdatedSep 20, 2026

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMIAMI IN
Property Address20 ALBERT ST, PERU, IN 46970-1463
Transaction TypeMortgage
Record UpdatedSep 27, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number20230523268
DateSep 7, 2023
Instrument20230523268
Lender
NameFIRST FARMERS BANK & TRUST
TypeBank
AddressCONVERSE, IN 46919
Agreement
TypeLine of Credit
AmountAmount Recorded
Term179 Months
DueAug 23, 2038
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Miami County assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateIndiana
CountyMiami County
County SubdivisionPeru Township
MunicipalityPeru City
Unified School DistrictPeru Community Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$30.00 Homeowner's exemption$93,000 (+34.01%) Land $14,000 Building $79,000$93,000 (+34.01%) Land $14,000 Building $79,000
2023$69,400 Land $13,200 Building $56,200$69,400 Land $13,200 Building $56,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 16, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPERU WATER DEPARTMENT
serves 11,417 people · EPA ID IN5252016
Water SourceGroundwater
Last State InspectionJun 2025
Lead7 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Surf Internet
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Good Connections, Metronet, Skyewaves, Verizon.

Nearby Properties on Albert St

Nearby Streets

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