24W545 Eugenia Dr, Naperville, IL 60540 Property Records

DuPage County property record for 24W545 Eugenia Dr, Naperville, IL 60540

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 5,025 sqft · built 1999
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on Record
Last Sale	$745,000 (Jun 2026)
Tax Bill	$17,395 (2025)
Deeds & Mortgages	Jun 2026 Sale Jun 2026 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-09-302-045`

Property Details

APN / Parcel Number

Primary APN	`08-09-302-045`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	5,025 sqft Living Area
Gross Area	5,448 sqft
1st Floor Area	1,623 sqft
2nd Floor Area	2,202 sqft
Basement Area	1,623 sqft
Finished Basement	1,200 sqft
Unfinished Basement	423 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Traditional
Lot Area	10,890 sqft (0.25 acres)
Garage Area	966 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	24W545 EUGENIA DR
City	NAPERVILLE
State	IL
Zip	60540-3857
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	STEEPLECHASE RESUB /EX PRT LYG E OF A LN DRAWN FROM A PT ON NLY LN 6.72 FT W MOST NLY COR TO A PT ON E LN 61.65 FT N SE COR/
Legal Subdivision	STEEPLECHASE RESUB
Legal Lot Number	44
Jurisdiction	DU PAGE IL
Township / Civil Division	LISLE
Census Block Group	1
Census Block	1002
Census Tract	846103

Owner

Source: DuPage County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5S440 BEAU BIEN BLVD, NAPERVILLE, IL 60540-3708
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Jun 9, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Jun 2, 2023	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 29, 2026 · Amount on Record
Deed Sale	Jun 29, 2026 · Amount on Record
Prior Sale	Oct 2, 2012 · Amount on Record
Deed Document Number	202643862
Prior Transfer Date	May 27, 2026
Prior Transfer Doc	0000038437
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DU PAGE IL
Recording Date	Jun 29, 2026
Property Address	24W545 EUGENIA DR, NAPERVILLE, IL 60540-3857
Document Number	0000043862
Instrument Date	Jun 8, 2026
Instrument	202643862
Transaction Type	Transfer
Record Updated	Jul 10, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$112,867.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5S440 BEAU BIEN BLVD, NAPERVILLE, IL 60540-3708

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DU PAGE IL
Recording Date	Jun 9, 2026
Property Address	24W545 EUGENIA DR, NAPERVILLE, IL 60540-3857
Document Number	0000038437
Instrument Date	May 27, 2026
Instrument	202638437
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant
Address	24W545 EUGENIA DR, NAPERVILLE, IL 60540-3857

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	24W545 EUGENIA DR, NAPERVILLE, IL 60540-3857
Transaction Type	Mortgage
Record Updated	Jun 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24W545 EUGENIA DR, NAPERVILLE, IL 60540-3857

Mortgage

Document Number	0000034078
Date	Jun 2, 2023
Instrument	R2023-034078

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	May 21, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	Lisle Township
Unified School District	Naperville Community Unit District 203 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$17,395.00 (+3.76%) Homeowner's exemption	$277,243 (+8.53%) Land $70,851 Building $206,392	$831,729 (+8.53%) Land $212,553 Building $619,176
2024	$16,765.00 (+7.65%)	$255,452 (+13.4%) Land $65,282 Building $190,170	$766,356 (+13.4%) Land $195,846 Building $570,510
2022	$15,573.00 Homeowner's exemption	$225,260 Land $57,570 Building $167,690	$675,780 Land $172,710 Building $503,070

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	6 (1982–2026)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Apr 2026

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPERVILLE serves 156,406 people · EPA ID IL0434670
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	Sep 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 416 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless · DSL	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, Verizon.

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