24W520 Eugenia Dr, Naperville, IL 60540 Property Records

DuPage County property record for 24W520 Eugenia Dr, Naperville, IL 60540

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,279 sqft · built 1998
Lot Size	0.42 acres (18,295 sqft)
Owner	2 Individual Names on File
Last Sale	$460,000 (Aug 2017)
Tax Bill	$11,853 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Oct 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-09-316-001`

Property Details

APN / Parcel Number

Primary APN	`08-09-316-001`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,279 sqft Living Area
Gross Area	3,922 sqft
1st Floor Area	1,287 sqft
2nd Floor Area	1,348 sqft
Basement Area	1,287 sqft
Finished Basement	644 sqft
Unfinished Basement	643 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Lot Area	18,295 sqft (0.42 acres)
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	24W520 EUGENIA DR
City	NAPERVILLE
State	IL
Zip	60540-3829
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	STEEPLECHASE RESUB ALL
Legal Subdivision	STEEPLECHASE RESUB
Legal Lot Number	1
Jurisdiction	DU PAGE IL
Township / Civil Division	LISLE
Census Block Group	1
Census Block	1000
Census Tract	846103

Owner

24W520 Eugenia Dr is owned and occupied by two individuals who acquired it in August 2021.

Source: DuPage County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	24W520 EUGENIA DR, NAPERVILLE, IL 60540-3829
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST MIDWEST BANK
Oct 29, 2021	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Aug 15, 2017	Warranty Deed, Transfer · Conventional Mortgage SIERRA PACIFIC MORTGAGE CO INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 15, 2017 · Amount on File
Deed Sale	Aug 15, 2017 · Amount on File
Prior Sale	Jul 8, 1998 · Amount on File
Deed Document Number	201783586
Last Transfer Date	Aug 13, 2021
Transfer Doc	0000159433
Record Updated	Sep 20, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	24W520 EUGENIA DR, NAPERVILLE, IL 60540-3829
Transaction Type	Mortgage
Record Updated	Dec 14, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000042336
Date	Apr 30, 2020
Instrument	R2020-042336

Lender

Name	FIRST MIDWEST BANK
Type	Bank
Address	GURNEE, IL 60031

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2050

Interest

Rate Type	Fixed Rate

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DU PAGE IL
Recording Date	Oct 29, 2021
Property Address	24W520 EUGENIA DR, NAPERVILLE, IL 60540-3829
Document Number	0000159433
Map Reference	DOC R97-074196
Instrument Date	Aug 13, 2021
Instrument	R2021-159433
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24W520 EUGENIA DR, NAPERVILLE, IL 60540-3829

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DU PAGE IL
Recording Date	Aug 15, 2017
Property Address	24W520 EUGENIA DR, NAPERVILLE, IL 60540-3829
Document Number	0000083586
Map Reference	DOCR97-074196
Instrument Date	Jul 7, 2017
Instrument	R2017-083586
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	CHICAGO TITLE INSURANCE COMP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	24W520 EUGENIA DR, 24W520, NAPERVILLE, IL 60540-3829

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	24W520 EUGENIA DR, NAPERVILLE, IL 60540-3829

Mortgage

Document Number	0000083587
Date	Aug 15, 2017
Instrument	R2017-083587

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company
Address	FOLSOM, CA 95630

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2047

Interest

Rate	4.12%

Tax Assessment & Valuation

The 2025 property tax bill for 24W520 Eugenia Dr was $11,853 with a homeowner's exemption.

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	Lisle Township
Unified School District	Naperville Community Unit District 203 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,853.00	$191,467 Land $67,378 Building $124,089	$574,401 Land $202,134 Building $372,267
2022	$10,622.00 Homeowner's exemption	$155,560 Land $54,740 Building $100,820	$466,680 Land $164,220 Building $302,460

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 24W520 Eugenia Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	6 (1982–2026)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Apr 2026

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 24W520 Eugenia Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPERVILLE serves 156,406 people · EPA ID IL0434670
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	Sep 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 416 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless · DSL	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, Verizon.

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