2499 Ridgemoor Dr, Orlando, FL 32828 Property Records

Orange County property record for 2499 Ridgemoor Dr, Orlando, FL 32828

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,907 sqft · built 2004
Lot Size0.194 acres (8,466 sqft)
Owner2 Individual Names on Record
Last Sale$316,500 (Aug 2015)
Tax Bill$5,435 (2025)
Deeds & MortgagesDec 2022 Line of Credit
Dec 2017 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN01-23-31-1989-18-109

Property Details

APN / Parcel Number

Primary APN01-23-31-1989-18-109
Alternative APNs
  • 312301198918109
  • 624728
  • 631033
  • 635831

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,907 sqft Living Area
Gross Area4,054 sqft
1st Floor Area1,676 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2005
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area8,466 sqft (0.194 acres)
Garage TypeAttached
Garage Area399 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area531 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address2499 RIDGEMOOR DR
CityORLANDO
StateFL
Zip32828-7513
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeP-D
Legal DescriptionSTONEYBROOK UNIT 7 44/122 LOT 109 BLK 18
Legal Range31E
Legal Township23S
Legal Section01
Legal SubdivisionSTONEYBROOK UT 7
Legal Tract1989
Legal Block18
Legal Lot Number109
Legal Unit7
JurisdictionORANGE FL
Township / Civil DivisionUNION PARK
Census Block Group2
Census Block2001
Census Tract16749

Owner

Source: Orange County records, as of May 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address2499 RIDGEMOOR DR, ORLANDO, FL 32828-7513
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 30, 2022Deed of Trust, Mortgage · Line of Credit
THRIVENT FCU
Dec 22, 2017Deed of Trust, Mortgage · Line of Credit
HOMESIDE FIN'L
Dec 22, 2017Deed of Trust, Mortgage · Conventional Mortgage
HOMESIDE FIN'L

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 4, 2015 · Amount on Record
Deed SaleAug 4, 2015 · Amount on Record
Prior SaleMay 25, 2004 · Amount on Record
Deed Document Number2015404181
Deed Book / Page10961 / 7627
Record UpdatedJun 8, 2026

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address2499 RIDGEMOOR DR, ORLANDO, FL 32828-7513
Transaction TypeMortgage
Record UpdatedJan 23, 2023
Title CompanyWFG LENDER SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000781840
DateDec 30, 2022
Instrument20220781840
Lender
NameTHRIVENT FCU
TypeCredit Union
AddressMINNEAPOLIS, MN 55415
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueDec 28, 2037
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address2499 RIDGEMOOR DR, ORLANDO, FL 32828-7513
Document Number0000018362
Instrument DateDec 22, 2017
Transaction TypeMortgage
Record UpdatedNov 20, 2018
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2499 RIDGEMOOR DR ORLANDO FL 328287513, ORLANDO, FL 32828-7513

Mortgage

Document Number0000018362
DateJan 9, 2018
Instrument18362
Lender
NameHOMESIDE FIN'L
AddressCOLUMBIA, MD 21044
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueJan 8, 2038
Interest
Rate TypeAdjustable Rate

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address2499 RIDGEMOOR DR, ORLANDO, FL 32828-7513
Document Number0000018361
Instrument DateDec 22, 2017
Transaction TypeMortgage
Record UpdatedJan 23, 2018
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2499 RIDGEMOOR DR ORLANDO FL 328287513, ORLANDO, FL 32828-7513

Mortgage

Document Number0000018361
DateJan 9, 2018
Instrument18361
Lender
NameHOMESIDE FIN'L
AddressCOLUMBIA, MD 21044
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 8, 2048

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$362,995 (+2.7%)$563,030 (-1.39%) Land $80,000 Building $483,030
2025$5,435.00 (+4.78%) Homeowner's exemption$353,452 (+5.99%)$570,950 (+11.35%) Land $80,000 Building $490,950
2024$5,187.00 (+7.35%)
2023$4,832.00 (+3.49%) Homeowner's exemption$333,486 (+3%)$512,739 (+15.57%) Land $80,000 Building $432,739
2022$4,669.00 Homeowner's exemption$323,773$443,664 Land $80,000 Building $363,664

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 51% of the US · lower than 79% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOCUD/SOUTHERN WATER SYS (5 WPS)
serves 80,738 people · EPA ID FL3484119
Water SourceGroundwater
Last State InspectionMay 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
1,200 / 35
Spectrum
Cable
1,000 / 35
T-Mobile
Fixed Wireless
100 / 20

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