2498 Ridgemoor Dr, Orlando, FL 32828 Property Records

Orange County property record for 2498 Ridgemoor Dr, Orlando, FL 32828

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,286 sqft · built 2002
Lot Size	0.166 acres (7,228 sqft)
Owner	2 Individual Names on Record
Last Sale	$203,200 (Jul 2002)
Tax Bill	$2,874 (2025)
Deeds & Mortgages	Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-23-31-1989-18-045`

Property Details

APN / Parcel Number

Primary APN	`01-23-31-1989-18-045`
Alternative APNs	`312301198918045` `624667` `630974` `635772`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,286 sqft Living Area
Gross Area	2,949 sqft
1st Floor Area	2,286 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2003
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,228 sqft (0.166 acres)
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Porch	Florida Room
Porch Area	203 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	2498 RIDGEMOOR DR
City	ORLANDO
State	FL
Zip	32828-7512
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P-D
Legal Description	STONEYBROOK UNIT 7 44/122 LOT 45 BLK 18
Legal Range	31E
Legal Township	23S
Legal Section	01
Legal Subdivision	STONEYBROOK UT 7
Legal Tract	1989
Legal Block	18
Legal Lot Number	45
Legal Unit	7
Jurisdiction	ORANGE FL
Township / Civil Division	UNION PARK
Census Block Group	2
Census Block	2000
Census Tract	16749

Owner

Source: Orange County records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2498 RIDGEMOOR DR, ORLANDO, FL 32828-7512
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 26, 2002 · Amount on Record
Deed Sale	Jul 26, 2002 · Amount on Record
Prior Sale	Jan 9, 2002 · Amount on Record
Deed Book / Page	6576 / 2264
Record Updated	Jun 8, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	2498 RIDGEMOOR DR, ORLANDO, FL 32828-7512
Document Number	0000520171
Instrument Date	Sep 22, 2020
Transaction Type	Mortgage
Record Updated	Oct 27, 2020
Title Company	NATIONWIDE TITLE CLEARING INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2498 RIDGEMOOR DR ORLANDO FL 328287512, ORLANDO, FL 32828-7512

Mortgage

Document Number	0000520171
Date	Oct 6, 2020
Instrument	520171

Lender

Name	INTERCONTINENTAL CAP
Type	Funding / Finance Company
Address	MELVILLE, NY 11747

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 5, 2050

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$199,461 (+2.7%)	$471,060 (-1.37%) Land $80,000 Building $391,060
2025	$2,874.00 (+6.64%) Homeowner's exemption	$194,217 (+5.99%)	$477,590 (+11.03%) Land $80,000 Building $397,590
2024	$2,695.00 (+7.37%)
2023	$2,510.00 (+4.32%) Homeowner's exemption	$183,246 (+3%)	$430,153 (+15.5%) Land $80,000 Building $350,153
2022	$2,406.00 Homeowner's exemption	$177,909	$372,442 Land $80,000 Building $292,442

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 79% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20