2499 Central Ave, Dubuque, IA 52001 Property Records

Dubuque County property record for 2499 Central Ave, Dubuque, IA 52001

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,760 sqft · built 1880
Lot Size	0.46 acres (20,070 sqft)
Owner	2 Individual Names on File
Last Sale	$140,000 (Sep 2020)
Tax Bill	$1,844 (2024)
Deeds & Mortgages	Feb 2022 Line of Credit Feb 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-13-377-041`

Property Details

APN / Parcel Number

Primary APN	`10-13-377-041`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,760 sqft Living Area
1st Floor Area	1,380 sqft
Upper Floors Area	1,380 sqft
Attic Area	1,380 sqft
Basement Area	1,380 sqft

Exterior

Year Built	Built 1880
Architectural Style	Traditional
Exterior Material	Brick
Construction Type	Brick
Lot Area	20,070 sqft (0.46 acres)
Lot Dimensions	223 ft deep x 90 ft wide
Garage Type	Detached
Garage Area	1,300 sqft
Parking Spaces	6 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	396 sqft
Deck Area	128 sqft
Patio Area	128 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Street Address	2499 CENTRAL AVE
City	DUBUQUE
State	IA
Zip	52001-3302
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CI
Legal Description	E 1/2-LOT 12, JOHN KING'S DUBUQUE
Legal Subdivision	PRESCOTT
Legal Lot Number	12
Jurisdiction	DUBUQUE IA
Township / Civil Division	DUBUQUE
Census Block Group	2
Census Block	2000
Census Tract	1104

Owner

2499 Central Ave is owned and occupied by two individuals who bought it in September 2020.

Source: Dubuque County records, as of October 6, 2025

Owner of Record	2 Individual Names on File
Mailing Address	2499 CENTRAL AVE, DUBUQUE, IA 52001-3302
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2022	Deed of Trust, Mortgage · Line of Credit DUPACO COMMUNITY CU
Feb 4, 2022	Deed of Trust, Mortgage · Line of Credit DUPACO COMMUNITY CU
Sep 30, 2020	Warranty Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2020 · Amount on File
Deed Sale	Sep 30, 2020 · Amount on File
Deed Document Number	0002014885
Deed Book / Page	20 / 14885
Record Updated	Jun 8, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	2499 CENTRAL AVE, DUBUQUE, IA 52001-3302
Transaction Type	Mortgage
Record Updated	Feb 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001821
Date	Feb 3, 2022
Instrument	2022-00001821

Lender

Name	DUPACO COMMUNITY CU
Type	Credit Union
Address	DUBUQUE, IA 52002

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Feb 2, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	2499 CENTRAL AVE, DUBUQUE, IA 52001-3302
Transaction Type	Mortgage
Record Updated	Feb 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001880
Date	Feb 4, 2022
Instrument	2022-00001880

Lender

Name	DUPACO COMMUNITY CU
Type	Credit Union
Address	DUBUQUE, IA 52002

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Feb 3, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUBUQUE IA
Recording Date	Sep 30, 2020
Property Address	2499 CENTRAL AVE, DUBUQUE, IA 52001-3302
Document Number	0000014885
Instrument Date	Sep 30, 2020
Instrument	14885
Transaction Type	Transfer
Record Updated	Oct 19, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$223.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2499 CENTRAL AVE DUBUQUE IA 520013302, DUBUQUE, IA 52001-3302

Tax Assessment & Valuation

Source: Dubuque County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Dubuque County
Municipality	Dubuque City
Unified School District	Dubuque Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$148,300 Land $30,500 Building $117,800	$148,300 Land $30,500 Building $117,800
2024	$1,844.00
2023		$138,400 (+18.82%) Land $26,700 Building $111,700	$138,400 Land $26,700 Building $111,700
2022	$1,856.00 Homeowner's exemption	$116,480 Land $22,870 Building $93,610
2021			$116,480 Land $22,870 Building $93,610

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2499 Central Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective August 9, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2019)
Most Recent Claim	Sep 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2499 Central Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUBUQUE WATER WORKS serves 59,667 people · EPA ID IA3126052
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 787 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ImOn Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, Comelec Internet Services, T-Mobile.

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