2462 Central Ave, Dubuque, IA 52001 Property Records

Dubuque County property record for 2462 Central Ave, Dubuque, IA 52001

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,137 sqft · built 1922
Lot Size	0.076 acres (3,330 sqft)
Owner	Individual Name on File
Tax Bill	$1,282 (2024)
Deeds & Mortgages	Jan 2022 Line of Credit Nov 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-13-378-004`

Property Details

APN / Parcel Number

Primary APN	`10-13-378-004`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,137 sqft Living Area
1st Floor Area	1,066 sqft
Attic Area	1,248 sqft
Basement Area	1,137 sqft
Finished Basement	540 sqft

Exterior

Year Built	Built 1922
Architectural Style	Traditional
Exterior Material	Brick
Construction Type	Brick
Lot Area	3,330 sqft (0.076 acres)
Lot Dimensions	90 ft deep x 37 ft wide
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	182 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Street Address	2462 CENTRAL AVE
City	DUBUQUE
State	IA
Zip	52001-3301
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CI
Legal Description	N 37 1/2' LOT 5 FRANK FOSSELMANN'S
Legal Subdivision	PRESCOTT
Legal Lot Number	5
Jurisdiction	DUBUQUE IA
Township / Civil Division	DUBUQUE
Census Block Group	2
Census Block	2014
Census Tract	500

Owner

2462 Central Ave is owned and occupied by an individual.

Source: Dubuque County records, as of October 6, 2025

Owner of Record	Individual Name on File
Mailing Address	2462 CENTRAL AVE, DUBUQUE, IA 52001-3301
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2022	Deed of Trust, Mortgage · Line of Credit DUPACO COMMUNITY CU
Nov 9, 2021	Deed of Trust, Mortgage DUPACO COMMUNITY CU

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Jun 8, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	2462 CENTRAL AVE, DUBUQUE, IA 52001-3301
Transaction Type	Mortgage
Record Updated	Feb 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001472
Date	Jan 27, 2022
Instrument	2022-00001472

Lender

Name	DUPACO COMMUNITY CU
Type	Credit Union
Address	DUBUQUE, IA 52002

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jan 26, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	2462 CENTRAL AVE, DUBUQUE, IA 52001-3301
Transaction Type	Mortgage
Record Updated	Nov 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018496
Date	Nov 9, 2021
Instrument	2021-00018496

Lender

Name	DUPACO COMMUNITY CU
Type	Credit Union
Address	DUBUQUE, IA 52001

Agreement

Amount	Amount on Record
Term	120 Months
Due	Nov 1, 2031

Tax Assessment & Valuation

Source: Dubuque County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Dubuque County
Municipality	Dubuque City
Unified School District	Dubuque Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$108,600 Land $14,200 Building $94,400	$108,600 Land $14,200 Building $94,400
2024	$1,282.00
2023		$95,500 (+24.4%) Land $12,400 Building $83,100	$95,500 Land $12,400 Building $83,100
2022	$1,228.00 Homeowner's exemption	$76,770 Land $10,660 Building $66,110
2021			$76,770 Land $10,660 Building $66,110

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2462 Central Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 9, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1978–2011)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jul 2011 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2462 Central Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUBUQUE WATER WORKS serves 59,667 people · EPA ID IA3126052
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 787 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ImOn Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, Comelec Internet Services, T-Mobile.

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