McDonald County property record for 2498 Waters Rd, Stella, MO 64867
| Property Type | Single Family Home |
|---|---|
| Details | 1,072 sqft · built 1998 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $543 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Jul 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-7.0-35-000-000-014.002 |
| Primary APN | 03-7.0-35-000-000-014.002 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 1,072 sqft Adjusted Area |
| 1st Floor Area | 1,008 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 43,560 sqft (1 acres) |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 2498 WATERS RD |
|---|---|
| City | STELLA |
| State | MO |
| Zip | 64867-8240 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BEG AT A PT. 1599.44' W AND 3996.46' S OF NE COR S EC 3 SAID PT BEING INTERSECTION ETC |
| Legal Range | 31W |
| Legal Township | 23N |
| Legal Section | 35 |
| Jurisdiction | MCDONALD MO |
| Township / Civil Division | ELK HORN |
| Census Block Group | 1 |
| Census Block | 1067 |
| Census Tract | 70102 |
Source: McDonald County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2498 WATERS RD, STELLA, MO 64867-8240 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Jul 1, 2022 | Beneficiary Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jul 1, 2022 |
| Transfer Doc | 02022/2086 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCDONALD MO |
| Property Address | 2498 WATERS RD, STELLA, MO 64867-8240 |
| Transaction Type | Mortgage |
| Record Updated | Mar 10, 2023 |
| Name | Verified Name |
|---|
| Document Number | 002021/807 |
|---|---|
| Date | Mar 22, 2021 |
| Book Page | 2021/807 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Apr 1, 2031 |
| Document Type | Beneficiary Deed |
|---|---|
| Jurisdiction | MCDONALD MO |
| Recording Date | Jul 1, 2022 |
| Property Address | 2498 WATERS RD, STELLA, MO 64867-8240 |
| Document Number | 02022/2086 |
| Book / Page | 2022 / 2086 |
| Instrument Date | Jul 1, 2022 |
| Instrument | 2022-00002203 |
| Transaction Type | Transfer |
| Record Updated | Mar 10, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2498 WATERS RD, STELLA, MO 64867-8240 |
Source: McDonald County assessment roll, as of November 11, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | McDonald County |
| Unified School District | McDonald County R-I School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $12,730 (-) | $66,990 (-) Land $11,240 Building $55,750 | |
| 2025 | $543.00 (+8.38%) | $12,730 (+8.06%) | $66,990 (+8.07%) Land $11,240 Building $55,750 |
| 2024 | $501.00 (+0.2%) | ||
| 2023 | $500.00 | $11,780 | $61,990 Land $10,700 Building $51,290 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 15, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2023) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2023 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 58% of the US · above 89% of Missouri |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MC DONALD COUNTY PWSD 2 serves 1,500 people · EPA ID MO5021113 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Le-Ru Telephone Company DSL | 50 / 3 |
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