McDonald County property record for 1990 Waters Rd, Stella, MO 64867 · Last verified August 2026
| Property Type | Mobile Home |
|---|---|
| Details | 2 bd · 1 ba · 1,836 sqft · built 1940 |
| Lot Size | 10 acres (435,600 sqft) |
| Owner | Individual Name on File |
| Last Sale | $191,400 (Apr 2024) |
| Tax Bill | $721 (2025) |
| Deeds & Mortgages | Apr 2024 Mortgage Feb 2017 Construction Loan + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-7.0-36-000-000-007.000 |
| Primary APN | 03-7.0-36-000-000-007.000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,836 sqft Adjusted Area |
| 1st Floor Area | 1,836 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Mobile Home |
| Exterior Material | Concrete Block |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 435,600 sqft (10 acres) |
| Shed | 1 Shed |
|---|---|
| Shed Area | 800 sqft |
| Utility Building | 120 sqft |
| Total Buildings | 2 Buildings |
| Street Address | 1990 WATERS RD |
|---|---|
| City | STELLA |
| State | MO |
| Zip | 64867-8053 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | SW1/4SW1/4 EXC W 908.78' OF SW1/4 SW1/4 ALSO EXC |
| Legal Range | 31W |
| Legal Township | 23N |
| Legal Section | 36 |
| Jurisdiction | MCDONALD MO |
| Township / Civil Division | ELK HORN |
| Census Block Group | 1 |
| Census Block | 1068 |
| Census Tract | 70102 |
Source: McDonald County records · APN 03-7.0-36-000-000-007.000
Assessment roll updated November 11, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1990 WATERS RD, STELLA, MO 64867-8053 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Woman, Separate Property |
| Date | Document |
|---|---|
| Apr 03, 2024 | Intrafamily Transfer, Transfer · Conventional Mortgage NATIONS LENDING CORP |
| Feb 13, 2017 | Deed of Trust, Mortgage · Construction Mortgage COMMUNITY BANK & TRUST |
| Aug 13, 2021 | Deed of Trust, Mortgage · Conventional Mortgage TOWNE MORTGAGE CO |
| May 21, 2020 | Intrafamily Transfer, Transfer |
| May 12, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage TOWNE MORTGAGE CO |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 03, 2024 · Amount on Record |
| Deed Sale | Apr 03, 2024 · Amount on Record |
| Prior Sale | May 12, 2020 · Amount on Record |
| Deed Document Number | 2024865 |
| Deed Book / Page | 2024 / 811 |
| Last Transfer Date | Jun 06, 2024 |
| Transfer Doc | 02024/1414 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MCDONALD MO |
| Recording Date | Apr 03, 2024 |
| Property Address | 1990 WATERS RD, STELLA, MO 64867-8053 |
| Document Number | 002024/811 |
| Book / Page | 2024 / 811 |
| Instrument Date | Mar 25, 2024 |
| Instrument | 202400865 |
| Transaction Type | Transfer |
| Record Updated | Apr 15, 2024 |
| Title Company | MORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SVCS IN |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1990 WATERS RD, STELLA, MO 64867-8053 |
| Document Number | 0202400866 |
|---|---|
| Date | Apr 03, 2024 |
| Instrument | 202400866 |
| Name | NATIONS LENDING CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCDONALD MO |
| Property Address | 1990 WATERS RD, STELLA, MO 64867-8053 |
| Transaction Type | Mortgage |
| Record Updated | Nov 17, 2023 |
| Name | Verified Name |
|---|
| Document Number | 02017/0370 |
|---|---|
| Date | Feb 13, 2017 |
| Book Page | 2017/0370 |
| Name | COMMUNITY BANK & TRUST |
|---|---|
| Type | Bank |
| Address | NEOSHO, MO 64850 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCDONALD MO |
| Property Address | 1990 WATERS RD, STELLA, MO 64867-8053 |
| Transaction Type | Mortgage |
| Record Updated | Nov 17, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1990 WATERS RD, STELLA, MO 64867-8053 |
| Document Number | 02021/2584 |
|---|---|
| Date | Aug 13, 2021 |
| Book Page | 2021/2584 |
| Name | TOWNE MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | TROY, MI 48083 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Sep 01, 2041 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MCDONALD MO |
| Recording Date | May 21, 2020 |
| Property Address | 1990 WATERS RD, STELLA, MO 64867-8053 |
| Document Number | 02020/1264 |
| Book / Page | 2020 / 1264 |
| Instrument Date | May 20, 2020 |
| Transaction Type | Transfer |
| Record Updated | Nov 17, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1980 WATERS RD, STELLA, MO 64867-8053 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MCDONALD MO |
| Recording Date | May 12, 2020 |
| Property Address | 1990 WATERS RD, STELLA, MO 64867-8053 |
| Document Number | 02020/1160 |
| Book / Page | 2020 / 1160 |
| Instrument Date | May 07, 2020 |
| Transaction Type | Transfer |
| Record Updated | Nov 17, 2023 |
| Title Company | WACO TITLE COMPANY PINEVILLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1990 WATERS RD, STELLA, MO 64867-8053 |
| Document Number | 0020201161 |
|---|---|
| Date | May 12, 2020 |
| Instrument | 2020/1161 |
| Name | TOWNE MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jun 01, 2040 |
| Adjustable | Adjustable Rate Rider |
|---|
Source: McDonald County records · Assessment roll updated November 11, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | McDonald County |
| Unified School District | McDonald County R-I School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $721.00 (+2.85%) | $16,910 (+2.67%) | $99,260 (+3.23%) Land $17,850 Building $81,410 |
| 2024 | $701.00 (+0.14%) | ||
| 2023 | $700.00 | $16,470 | $96,150 Land $17,000 Building $79,150 |
Source: FEMA National Flood Hazard Layer, McDonald County (29119C), updated March 15, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291190701021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2023) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2023, river or lake flooding |
| Wildfire Risk | Moderate above 53% of the US · above 77% of Missouri |
|---|---|
| Wildfire Likelihood | About 1 in 855 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 6 locations within about half a mile of this property, a small sample
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| STEL-CO | DSL | 25 / 3 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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