Franklin County property record for 2496 Hwy 98 E, Carrabelle, FL 32322
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,716 sqft · built 1982 |
| Lot Size | 0.319 acres (13,896 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,081 (2025) |
| Deeds & Mortgages | Jun 2024 Transfer |
| Flood Zone | Zone VE (high risk) |
| APN | 12-07S-04W-3140-000A-0013 |
| Primary APN | 12-07S-04W-3140-000A-0013 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,716 sqft Living Area |
| Gross Area | 1,812 sqft |
| 1st Floor Area | 1,716 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Plywood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Architectural Style | Bungalow |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 13,896 sqft (0.319 acres) |
| Lot Dimensions | 232 ft deep x 60 ft wide |
| View / Lot | Bay Front |
| Driveway | Asphalt Driveway |
| Driveway Area | 1,784 sqft |
| Porch | Finished Screened Porch |
|---|---|
| Porch Area | 200 sqft |
| Shed | 1 Shed |
| Shed Area | 288 sqft |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2496 HIGHWAY 98 E |
|---|---|
| City | CARRABELLE |
| State | FL |
| Zip | 32322-2217 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BLOCK A LOT 13 UNIT 1 GULF WYNN SUBD OR 182/97 OR 268/56 OR 185/275 OR 268/56 OR 293/193 OR 397/195 987/364 1393/195-LIFE ESTATE |
| Legal Range | 04W |
| Legal Township | 07S |
| Legal Section | 12 |
| Legal Subdivision | GULF WYNN SUBD |
| Legal Block | A |
| Legal Lot Number | 13 |
| Legal Unit | 1 |
| Jurisdiction | FRANKLIN FL |
| Township / Civil Division | CARRABELLE |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 970102 |
2496 Hwy 98 E is owned and occupied by two individuals who acquired it in April 2024.
Source: Franklin County records, as of November 26, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2496 HIGHWAY 98 E, CARRABELLE, FL 32322-2217 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Apr 16, 2024 |
| Transfer Doc | 0019002642 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | FRANKLIN FL |
| Recording Date | Jun 3, 2024 |
| Property Address | 2496 HIGHWAY 98 E, CARRABELLE, FL 32322-2217 |
| Document Number | 0019002642 |
| Book / Page | 1393 / 195 |
| Map Reference | MB 4 PG 6 |
| Instrument Date | Apr 16, 2024 |
| Instrument | 202419002642 |
| Transaction Type | Transfer |
| Record Updated | Jan 6, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2496 HIGHWAY 98 E, CARRABELLE, FL 32322-2217 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | PO BOX 159, THAYNE, WY 83127-0159 |
The 2025 property tax bill for 2496 Hwy 98 E was $1,081, up 2.7% from the year before.
Source: Franklin County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Franklin County |
| Unified School District | Franklin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,081.00 (+2.66%) | $155,520 (+2.9%) | $327,790 (-0.46%) Land $140,000 Building $187,790 |
| 2024 | $1,053.00 (+0.29%) Homeowner's exemption Widower's exemption | $151,137 (+3%) | $329,306 (+19.07%) Land $140,000 Building $189,306 |
| 2023 | $1,050.00 (-2.96%) Homeowner's exemption Widower's exemption | $146,735 (+3%) | $276,571 (+4.11%) Land $110,000 Building $166,571 |
| 2022 | $1,082.00 Homeowner's exemption Widower's exemption | $142,461 | $265,658 Land $110,000 Building $155,658 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2496 Hwy 98 E in Zone VE, a high-risk coastal flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone VE high risk · coastal, wave action |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 18.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 47 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 47 in force |
| Nearby Flood Claims | 6 (2005–2018) |
| Most Recent Claim | Oct 2018 · Hurricane Michael |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2496 Hwy 98 E is moderate, ranking above 67% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 67% of the US · above 46% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LANARK VILLAGE (CITY OF CARRABELLE) public/private · serves 1,815 people · EPA ID FL1190414 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Also Mapped Here | CITY OF CARRABELLE WATER SYSTEM |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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