2498 E Main St, Lincolnton, NC 28092 Property Records

Lincoln County property record for 2498 E Main St, Lincolnton, NC 28092

Property Summary

Property TypeRetail Stores (Personal Services, Photography, Travel)
Details5,161 sqft · built 1966
Lot Size0.244 acres (10,629 sqft)
OwnerIndividual Name on Record
Tax Bill$3,826 (2023)
Deeds & MortgagesJun 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN3643-16-8868

Property Details

APN / Parcel Number

Primary APN3643-16-8868
Alternative APNs
  • 364309168868
  • 159089
  • 01997

Interior

Stories1 Story
Building Area5,161 sqft Finished Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1966
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Lot Area10,629 sqft (0.244 acres)
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number159089
Old Parcel Number364309168868
Street Address2498 E MAIN ST
CityLINCOLNTON
StateNC
Zip28092-4106
Property CategoryCommercial
Property TypeCommercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning CodeG-B
Legal DescriptionFIRE DEPT
Legal SubdivisionMAX A CALDWELL JR & JERRY STOR
Legal Block16
JurisdictionLINCOLN NC
Township / Civil DivisionIRONTON
Census Block Group3
Census Block3011
Census Tract70201

Owner

Source: Lincoln County records, as of November 17, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address6808 BEAM LUMBER RD, VALE, NC 28168-8744
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 6, 2022
Deed SaleMay 6, 2022
Deed Document Number0000316325
Record UpdatedJun 7, 2026

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLINCOLN NC
Property Address2498 E MAIN ST, LINCOLNTON, NC 28092-4106
Document Number275189
Instrument DateJun 20, 2018
Transaction TypeMortgage
Record UpdatedJul 5, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address6808 BEAM LUMBER RD LINCOLNTON NC 28092, LINCOLNTON, NC 28092

Mortgage

Document Number275189
DateJun 21, 2018
Book Page002751/000089
Instrument579545
Lender
NameCAROLINA TR BK
TypeBank
AddressGASTONIA, NC 28054
Agreement
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyLincoln County
MunicipalityLincolnton City
Unified School DistrictLincoln County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$3,826.00$370,982 Land $87,681 Building $283,301$370,982 Land $87,681 Building $283,301

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LINCOLNTON
serves 16,309 people · EPA ID NC0155010
Water SourceSurface water
Last State InspectionFeb 2026
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

May also be available: Verizon.

Nearby Properties on E Main St

Nearby Streets

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