2493 E Main St, Lincolnton, NC 28092 Property Records

Lincoln County property record for 2493 E Main St, Lincolnton, NC 28092

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,712 sqft · built 1918
Lot Size	1.44 acres (63,075 sqft)
Owner	Company Name on File
Last Sale	$330,000 (Apr 2021)
Tax Bill	$4,237 (2026)
Deeds & Mortgages	Nov 2021 Mortgage Apr 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`3643-17-6103`

Property Details

APN / Parcel Number

Primary APN	`3643-17-6103`
Alternative APNs	`364309176103` `224382` `26608`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,712 sqft Living Area

Exterior

Year Built	Built 1918
Effective Year Built	Effective 1918
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Lot Area	63,075 sqft (1.44 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space
Shed	1 Shed
Shed Area	280 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	224382
Street Address	2493 E MAIN ST
City	LINCOLNTON
State	NC
Zip	28092-4105
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	G-B
Legal Description	2423 E MAIN HOMESITE
Jurisdiction	LINCOLN NC
Township / Civil Division	IRONTON
Census Block Group	3
Census Block	3000
Census Tract	70201

Owner

2493 E Main St is owned by a company that bought it in April 2021.

Source: Lincoln County records, as of August 27, 2026

Owner of Record	Company Name on File
Mailing Address	341 E MAIN ST, LINCOLNTON, NC 28092-3334
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2021	Deed of Trust, Mortgage · Commercial Mortgage UNITED BANK
Apr 28, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 28, 2021 · Amount on File
Deed Sale	Apr 28, 2021 · Amount on File
Deed Document Number	2021630164
Deed Book / Page	3035 / 458
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	2493 E MAIN ST, LINCOLNTON, NC 28092-4105
Transaction Type	Mortgage
Record Updated	Nov 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3524 GOVERNORS ISLAND DR, DENVER, NC 28037-8442

Mortgage

Document Number	3103882
Date	Nov 4, 2021
Book Page	3103/882
Instrument	642046

Lender

Name	UNITED BANK
Type	Bank
Address	LINCOLNTON, NC 28092

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	Apr 28, 2021
Property Address	2493 E MAIN ST, LINCOLNTON, NC 28092-4105
Document Number	3035458
Book / Page	3035 / 458
Instrument Date	Apr 28, 2021
Instrument	630164
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Tax	$660.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	152 REHOBOTH LN, 152, IRON STATION, NC 28080-7821

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3524 GOVERNORS ISLAND DR, DENVER, NC 28037-8442

Tax Assessment & Valuation

The 2026 property tax bill for 2493 E Main St was $4,237.

Source: Lincoln County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Municipality	Lincolnton City
Unified School District	Lincoln County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,237.00	$410,170 Land $404,838 Building $5,332	$410,170 Land $404,838 Building $5,332
2023	$4,217.00	$410,170 Land $404,838 Building $5,332	$410,170 Land $404,838 Building $5,332

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2493 E Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2493 E Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LINCOLNTON serves 16,309 people · EPA ID NC0155010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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