2498 Como St, Port Charlotte, FL 33948 Property Records

Charlotte County property record for 2498 Como St, Port Charlotte, FL 33948

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,692 sqft · built 2022
Lot Size	0.266 acres (11,600 sqft)
Owner	2 Individual Names on Record
Last Sale	$615,000 (Jun 2022)
Tax Bill	$743 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Jun 2022 Sale + 1 more
Flood Zone	Zone X (moderate risk)
APN	`402113386011`

Property Details

APN / Parcel Number

Primary APN	`402113386011`
Alternative APNs	`00464950000005` `10004539874`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,692 sqft Living Area
Gross Area	2,447 sqft
1st Floor Area	1,692 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	11,600 sqft (0.266 acres)
Lot Dimensions	145 ft deep x 80 ft wide
View / Lot	Waterfront
Garage Type	Attached
Garage Area	480 sqft
Driveway	Driveway
Driveway Area	1 sqft
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	00464950000005
Street Address	2498 COMO ST
City	PORT CHARLOTTE
State	FL
Zip	33948-1520
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF3.5
Legal Description	PORT CHARLOTTE SEC41 BLK619 LT 75 196/357 451/347 1035/1152 1787/628 2188/2029 POA4583/1105 AFF4584/1206 4584/1218 4989/121 L/E4995/1201
Legal Range	21E
Legal Township	40S
Legal Section	13
Legal Subdivision	PORT CHARLOTTE
Legal Tract	PCH
Legal Block	619
Legal Lot Number	75
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PORT CHARLOTTE
Census Block Group	2
Census Block	2010
Census Tract	20401

Owner

Source: Charlotte County records, as of March 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2498 COMO ST, PORT CHARLOTTE, FL 33948-1520
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2021	Deed of Trust, Mortgage · VA Mortgage MID-AMERICAN MORTGAGE INC
Jun 3, 2022	Warranty Deed, Transfer SUNCOAST ONE TITLE AND CLOSINGS, SUNCOAST ONE TTL & CLOSINGS
Jun 8, 2020	Warranty Deed, Transfer STEWART TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 3, 2022 · Amount on Record
Deed Sale	Jun 3, 2022 · Amount on Record
Prior Sale	Jun 8, 2020 · Amount on Record
Deed Document Number	20223110705
Deed Book / Page	4995 / 1201
Prior Transfer Date	Jun 1, 2022
Prior Transfer Doc	0049951201
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	2498 COMO ST, PORT CHARLOTTE, FL 33948-1520
Transaction Type	Mortgage
Record Updated	Aug 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4080 EAGLE PASS ST, NORTH PORT, FL 34286-2002

Mortgage

Document Number	0047941913
Date	Jun 29, 2021
Book Page	4794/1913
Instrument	2965337

Lender

Name	MID-AMERICAN MORTGAGE INC
Type	Mortgage Company
Address	ADDISON, TX 75001

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Jun 3, 2022
Property Address	2498 COMO ST, PORT CHARLOTTE, FL 33948-1520
Document Number	0049951201
Book / Page	4995 / 1201
Map Reference	MB 8 PG 51-A
Instrument Date	Jun 1, 2022
Instrument	3110705
Transaction Type	Transfer
Record Updated	Aug 22, 2023
Title Company	SUNCOAST ONE TITLE AND CLOSINGS, SUNCOAST ONE TTL & CLOSINGS

Transaction

Amount	Amount Recorded
Tax	$4,305.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13 TACONIC RD, WORCESTER, MA 01605-2333

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2498 COMO ST, PORT CHARLOTTE, FL 33948-1520

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Jun 8, 2020
Property Address	2498 COMO ST, PORT CHARLOTTE, FL 33948-1520
Document Number	0045841218
Book / Page	004584 / 001218
Instrument Date	Jun 1, 2020
Instrument	2818388
Transaction Type	Transfer
Record Updated	Aug 5, 2020
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Tax	$182.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4080 EAGLE PASS ST NORTH PORT FL 342862002, NORTH PORT, FL 34286-2002

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$743.00 (-53.06%) Homeowner's exemption Widower's exemption	$94,255 (+5.99%)	$326,945 (-12.02%) Land $53,040 Building $273,905
2024	$1,583.00 (+3.53%)
2023	$1,529.00 (+59.11%) Homeowner's exemption Widower's exemption	$88,931 (+67.67%)	$371,610 (+600.62%) Land $64,480 Building $307,130
2022	$961.00	$53,040 Land $53,040	$53,040 Land $53,040

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 305 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	305 in force
Nearby Flood Claims	10 (2022–2024)
Claims Outside the SFHA	2 of 10
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims Hurricane Helene, Sep 2024 · 2 claims Hurricane Ian, Sep 2022 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE COUNTY UTILITIES serves 173,820 people · EPA ID FL5084100
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	10 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink.

Cell Coverage

5G (outdoors only) and 4G LTE

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