2497 E 500 S, Cutler, IN 46920 Property Records

Carroll County property record for 2497 E 500 S, Cutler, IN 46920

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,860 sqft · built 2004
Lot Size	1.94 acres (84,898 sqft)
Owner	Individual Name on Record
Tax Bill	$1,620 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Aug 2021 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-10-36-000-033.000-008`

Property Details

APN / Parcel Number

Primary APN	`08-10-36-000-033.000-008`
Alternative APNs	`01215049291` `0061403300`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,860 sqft Living Area
1st Floor Area	3,720 sqft
Basement Area	1,860 sqft
Finished Basement	1,800 sqft
Game Room	Game Room

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Construction Type	Wood
Roof Material	Metal
Lot Area	84,898 sqft (1.94 acres)
Garage Type	Attached
Garage Area	1,386 sqft
Parking Spaces	5 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Account Number	01215049291
Street Address	2497 E 500 S
City	CUTLER
State	IN
Zip	46920-9408
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R33
Legal Description	006-14033-00 PT SW4 36-24-1 1.949 AC
Jurisdiction	CARROLL IN
Township / Civil Division	DEMOCRAT
Census Block Group	2
Census Block	2043
Census Tract	959900

Owner

Source: Carroll County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2497 E 500 S, CUTLER, IN 46920-9408
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2026	Deed of Trust, Mortgage · Line of Credit FARMERS TRUST BANK
Aug 27, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage HORIZON BANK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL IN
Recording Date	Aug 31, 2026
Property Address	2497 E 500 S, CUTLER, IN 46920-9408
Document Number	0000002529
Instrument Date	Aug 25, 2026
Instrument	20262529
Transaction Type	Mortgage
Record Updated	Sep 18, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2497 E 500 S, CUTLER, IN 46920-9408

Mortgage

Document Number	0000002529,
Date	Aug 31, 2026
Instrument	20262529

Lender

Name	FARMERS TRUST BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Sep 23, 2041

Interest

Max Rate	-1%

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL IN
Property Address	2497 E 500 S, CUTLER, IN 46920-9408
Transaction Type	Mortgage
Record Updated	Sep 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2497 E 500 S, CUTLER, IN 46920-9408

Mortgage

Document Number	2021003174
Date	Aug 27, 2021
Instrument	2021003174

Lender

Name	HORIZON BANK
Type	Bank
Address	MICHIGAN CITY, IN 46360

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Aug 19, 2031

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Carroll County
County Subdivision	Democrat Township
Unified School District	Carroll Consolidated School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,620.00 (+3.05%) Homeowner's exemption	$366,400 (+47.21%) Land $37,800 Building $328,600	$366,400 (+47.21%) Land $37,800 Building $328,600
2024	$1,572.00 (+2.08%)
2023		$248,900 (+22.61%) Land $34,900 Building $214,000	$248,900 (+22.61%) Land $34,900 Building $214,000
2022	$1,540.00	$203,000 Land $34,900 Building $168,100	$203,000 Land $34,900 Building $168,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (2003–2013)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Apr 2013 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jul 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mulberry Cooperative Telephone Company Fiber	1,000 / 1,000
On-Ramp Indiana Fixed Wireless	100 / 20

Cell Coverage

4G LTE (outdoors only), no 5G reported

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