2494 E 500 S, Cutler, IN 46920 Property Records

Carroll County property record for 2494 E 500 S, Cutler, IN 46920

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,384 sqft · built 1975
Lot Size	9 acres (392,040 sqft)
Owner	2 Individual Names on Record
Last Sale	$547,722 (Jan 2026)
Tax Bill	$2,508 (2025)
Deeds & Mortgages	Dec 2012 Mortgage Mar 2005 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-13-01-000-015.000-008`

Property Details

APN / Parcel Number

Primary APN	`08-13-01-000-015.000-008`
Alternative APNs	`00893947123` `0062001500`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,384 sqft Living Area
1st Floor Area	3,688 sqft
Attic	Attic
Attic Area	1,620 sqft
Basement Area	1,304 sqft
Finished Basement	1,304 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Construction Type	Wood
Roof Material	Asphalt
Lot Area	392,040 sqft (9 acres)
Garage Type	Detached
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00893947123
Street Address	2494 E 500 S
City	CUTLER
State	IN
Zip	46920-9408
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	006-20015-00 PT E2 FRAC NW4 1-23-1 9 AC
Jurisdiction	CARROLL IN
Township / Civil Division	DEMOCRAT
Census Block Group	2
Census Block	2046
Census Tract	959900

Owner

Source: Carroll County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3950 PRIORITY WAY SOUTH DR, 210, INDIANAPOLIS, IN 46240-1409
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Dec 13, 2012	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Mar 17, 2005	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Jan 20, 2026	Warranty Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 20, 2026 · Amount on Record
Deed Sale	Jan 20, 2026 · Amount on Record
Deed Document Number	2026239
Record Updated	Sep 20, 2026

December 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL IN
Property Address	2494 E 500 S, CUTLER, IN 46920-9408
Transaction Type	Mortgage
Record Updated	Feb 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201200004990
Date	Dec 13, 2012
Instrument	201200004990

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Jan 1, 2023

March 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL IN
Property Address	2494 E 500 S, CUTLER, IN 46920-9408
Transaction Type	Mortgage
Record Updated	Feb 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00049/0422
Date	Mar 17, 2005
Book Page	49/0422
Instrument	200500001021

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	DES MOINES, IA 50306

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2020

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARROLL IN
Recording Date	Jan 20, 2026
Property Address	2494 E 500 S, CUTLER, IN 46920-9408
Document Number	2026000239
Instrument Date	Jan 15, 2026
Instrument	2026000239
Transaction Type	Transfer
Record Updated	Feb 6, 2026
Title Company	ROYAL TITLE SERVICES

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3950 PRIORITY WAY SOUTH DR STE 210, 210, INDIANAPOLIS, IN 46240-1409

Mortgage

Document Number	2026000240
Date	Jan 20, 2026
Instrument	2026000240

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Carroll County
County Subdivision	Democrat Township
Unified School District	Carroll Consolidated School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,508.00 (+7.55%)	$283,100 (+33.6%) Land $61,500 Building $221,600	$283,100 (+33.6%) Land $61,500 Building $221,600
2024	$2,332.00 (+12.98%)
2023		$211,900 (+7.02%) Land $43,800 Building $168,100	$211,900 (+7.02%) Land $43,800 Building $168,100
2022	$2,064.00	$198,000 Land $41,000 Building $157,000	$198,000 Land $41,000 Building $157,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (2003–2013)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Apr 2013 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jul 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mulberry Cooperative Telephone Company Fiber	1,000 / 1,000
Starlink Satellite	280 / 30
On-Ramp Indiana Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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