2497 3rd Ave E, Port Orchard, WA 98366 Property Records

Kitsap County property record for 2497 3rd Ave E, Port Orchard, WA 98366

Property Summary

Property Type	Duplex
Details	4 bd · 2.5 ba · 2,368 sqft · built 1974
Lot Size	0.23 acres (10,018 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,563 (2026)
Deeds & Mortgages	Nov 2022 Line of Credit Jan 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`212402-1-041-2000`

Property Details

APN / Parcel Number

Primary APN	`212402-1-041-2000`
Alternative APN	`1199652`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,368 sqft Living Area
1st Floor Area	1,184 sqft
Basement Area	1,184 sqft
Finished Basement	1,184 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1982
Architectural Style	Duplex Single
Exterior Material	Wood Siding
Roof Material	Composition Shingle
Lot Area	10,018 sqft (0.23 acres)
View / Lot	Water View
Garage Type	Carport
Garage Area	288 sqft
Carport	Carport
Carport Area	288 sqft
Parking Spaces	1 Parking Space
Porch	Patio
Deck Area	96 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Street Address	2497 3RD AVE E
City	PORT ORCHARD
State	WA
Zip	98366-7501
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	MVR
Legal Description	THAT PORTION OF THE SOUTHEAST QUARTER OF THE NORTHEAST QUARTER OF SECTION 21, TOWNSHIP 24 NORTH, RANGE 2 EAST, W.M., IN KITSAP COUNTY, WASHINGTON, DESCRIBED AS FOLLOWS; BEGINNING AT THE EAST QUARTER CORNER OF SAID SECTION 21; THENCE NORTH 04808 EAST
Legal Range	2E
Legal Township	24
Legal Section	21
Legal Block	2
Legal Lot Number	41
Jurisdiction	KITSAP WA
Township / Civil Division	PORT ORCHARD
Census Block Group	2
Census Block	2037
Census Tract	92600

Owner

2497 3rd Ave E, a duplex, is owned and occupied by two individuals who acquired it in December 2018.

Source: Kitsap County records, as of October 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	2497 3RD AVE E, PORT ORCHARD, WA 98366-7501
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2022	Deed of Trust, Mortgage · Line of Credit PENINSULA COMMUNITY FCU
Jan 3, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Dec 19, 2018
Transfer Doc	0000000105
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KITSAP WA
Property Address	2497 3RD AVE E, PORT ORCHARD, WA 98366-7501
Transaction Type	Mortgage
Record Updated	Feb 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000050
Date	Nov 16, 2022
Instrument	202211160050

Lender

Name	PENINSULA COMMUNITY FCU
Type	Credit Union
Address	SHELTON, WA 98584

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 15, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KITSAP WA
Recording Date	Jan 3, 2019
Property Address	2497 3RD AVE E, PORT ORCHARD, WA 98366-7501
Document Number	0001030105
Instrument Date	Dec 19, 2018
Instrument	201901030105
Transaction Type	Transfer
Record Updated	Jan 15, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2497 3RD AVE E PORT ORCHARD WA 98366, PORT ORCHARD, WA 98366

Tax Assessment & Valuation

The 2026 property tax bill for 2497 3rd Ave E was $4,563, up 0.5% from the year before.

Source: Kitsap County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Kitsap County
Unified School District	South Kitsap School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2027		$548,210 (+4.51%) Land $149,730 Building $398,480	$548,210 (+4.51%) Land $149,730 Building $398,480
2026	$4,563.00 (+0.53%)	$524,530 (-) Land $147,850 Building $376,680	$524,530 (-) Land $147,850 Building $376,680
2025	$4,539.00 (+6.4%)	$524,530 (-) Land $147,850 Building $376,680	$524,530 (-) Land $147,850 Building $376,680
2024	$4,266.00 (+0.68%)	$524,530 (-) Land $147,850 Building $376,680	$524,530 (-) Land $147,850 Building $376,680
2023	$4,237.00	$524,530 Land $147,850 Building $376,680	$524,530 Land $147,850 Building $376,680

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2497 3rd Ave E in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective November 11, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	3 (1986–2011)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Jul 2011 · erosion

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2497 3rd Ave E is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.4% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANCHESTER WATER DISTRICT serves 10,475 people · EPA ID WA5350700
Water Source	Groundwater
Last State Inspection	Oct 2022
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50

May also be available: Kitsap PUD, Verizon.

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