2489 3rd Ave E, Port Orchard, WA 98366 Property Records

Kitsap County property record for 2489 3rd Ave E, Port Orchard, WA 98366

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,512 sqft · built 1986
Lot Size	0.12 acres (5,227 sqft)
Owner	Individual Name on File
Last Sale	$355,280 (Feb 2007)
Tax Bill	$4,407 (2026)
Deeds & Mortgages	Jul 2021 Mortgage Sep 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`212402-1-038-2005`

Property Details

APN / Parcel Number

Primary APN	`212402-1-038-2005`
Alternative APN	`1199629`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,512 sqft Living Area
Gross Area	2,016 sqft
1st Floor Area	1,008 sqft
Basement Area	504 sqft
Finished Basement	504 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1988
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Material	Composition Shingle
Lot Area	5,227 sqft (0.12 acres)
View / Lot	Water View
Garage Type	Attached
Garage Area	504 sqft
Porch	Patio
Deck Area	24 sqft
Patio Area	404 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Street Address	2489 3RD AVE E
City	PORT ORCHARD
State	WA
Zip	98366-7501
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MVR
Legal Description	PARCEL A: THE WEST 65 FEET OF THE FOLLOWING DESCRIBED PROPERTY: THAT PORTION OF SECTION 21, TOWNSHIP 24 NORTH, RANGE 2 EAST, W.M., DESCRIBED AS FOLLOWS: BEGINNING AT THE EAST QUARTER CORNER OF SAID SECTION, S892727 W 510.02 FEET; THENCE N0408 E 296.7
Legal Range	2E
Legal Township	24
Legal Section	21
Legal Block	2
Legal Lot Number	38
Jurisdiction	KITSAP WA
Township / Civil Division	PORT ORCHARD
Census Block Group	2
Census Block	2037
Census Tract	92600

Owner

2489 3rd Ave E is owned and occupied by an individual who bought it in February 2007.

Source: Kitsap County records, as of September 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	2489 3RD AVE E, PORT ORCHARD, WA 98366-7501
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage 1ST SECURITY BANK OF WASHINGTON
Sep 7, 2023	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 28, 2007 · Amount on File
Deed Sale	Feb 28, 2007 · Amount on File
Prior Sale	Aug 22, 1997 · Amount on File
Deed Document Number	200728
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KITSAP WA
Property Address	2489 3RD AVE E, PORT ORCHARD, WA 98366-7501
Transaction Type	Mortgage
Record Updated	Oct 30, 2023
Title Company	NOT AVAILABLE, OLYMPIC T&E KITSAP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000153
Date	Jul 26, 2021
Instrument	202107260153

Lender

Name	1ST SECURITY BANK OF WASHINGTON
Type	Bank
Address	MOUNTLAKE TERRACE, WA 98043

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 15, 2051

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KITSAP WA
Property Address	2489 3RD AVE E, PORT ORCHARD, WA 98366-7501
Transaction Type	Mortgage
Record Updated	Oct 30, 2023
Title Company	PACIFIC NORTHWEST TITLE INSURANCE, PACIFIC NORTHWEST TITLE PORT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2489 3RD AVE E, PORT ORCHARD, WA 98366-7501

Mortgage

Document Number	0000000026
Date	Sep 7, 2023
Instrument	202309070026

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

Tax Assessment & Valuation

The 2026 property tax bill for 2489 3rd Ave E was $4,407.

Source: Kitsap County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Kitsap County
Unified School District	South Kitsap School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2027		$528,870 (+4.52%) Land $204,470 Building $324,400	$528,870 (+4.52%) Land $204,470 Building $324,400
2026	$4,407.00	$506,000 Land $180,170 Building $325,830	$506,000 Land $180,170 Building $325,830
2024	$4,115.00 (+0.66%)	$506,000 (-) Land $180,170 Building $325,830	$506,000 (-) Land $180,170 Building $325,830
2023	$4,088.00	$506,000 Land $180,170 Building $325,830	$506,000 Land $180,170 Building $325,830

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2489 3rd Ave E in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective November 11, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	3 (1986–2011)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Jul 2011 · erosion

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2489 3rd Ave E is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.4% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANCHESTER WATER DISTRICT serves 10,475 people · EPA ID WA5350700
Water Source	Groundwater
Last State Inspection	Oct 2022
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50

May also be available: Kitsap PUD, Verizon.

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