24960 31 Mile Rd, Ray, MI 48096 Property Records

Macomb County property record for 24960 31 Mile Rd, Ray, MI 48096 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,610 sqft · built 1947
Lot Size	2.06 acres (89,995 sqft)
Owner	Individual Name on File
Last Sale	$235,000 (Feb 2019)
Tax Bill	$3,076 (2025)
Deeds & Mortgages	Aug 2023 Line of Credit Feb 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`21-05-12-200-016`

Property Details

APN / Parcel Number

Primary APN	`21-05-12-200-016`
Alternative APN	`0512200016`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,610 sqft Living Area
1st Floor Area	1,073 sqft
Basement Area	1,073 sqft
Unfinished Basement	1,073 sqft

Exterior

Year Built	Built 1947
Effective Year Built	Effective 2012
Lot Area	89,995 sqft (2.06 acres)
Lot Dimensions	417 ft deep x 200 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	24960 31 MILE RD
City	RAY
State	MI
Zip	48096-1510
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T4N,R13E,SEC 12; BEG AT NE COR SEC 12; TH S0040'49"W 450.09 FT; TH S8933'30"W 200.00 FT, TH N00*40'49"E 450.09 FT, TH
Legal Range	13E
Legal Township	04N
Legal Section	01
Jurisdiction	MACOMB MI
Township / Civil Division	RAY
Census Block Group	1
Census Block	1042
Census Tract	216000

Owner

Source: Macomb County records · APN 21-05-12-200-016

Assessment roll updated July 6, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	24960 31 MILE RD, RAY, MI 48096-1510
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 08, 2023	Deed of Trust, Mortgage · Line of Credit CENTRAL MACOMB COMMUNITY CU
Feb 09, 2021	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC
Feb 06, 2020	Deed of Trust, Mortgage CALIBER HM LOANS
Feb 13, 2019	Deed of Trust, Mortgage · Conventional with PMI CALIBER HM LOANS
Feb 21, 2019	Warranty Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 21, 2019 · Amount on Record
Deed Sale	Feb 21, 2019 · Amount on Record
Prior Sale	Jan 28, 2016 · Amount on Record
Deed Document Number	20199017102
Deed Book / Page	25818 / 413
Prior Transfer Date	Nov 04, 2014
Prior Transfer Doc	0000018539
Record Updated	Sep 20, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	24960 31 MILE RD, RAY, MI 48096-1510
Transaction Type	Mortgage
Record Updated	Aug 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24960 31 MILE RD, RAY, MI 48096-1510

Mortgage

Document Number	2300068012
Date	Aug 08, 2023
Book Page	29247/51
Instrument	202300068012

Lender

Name	CENTRAL MACOMB COMMUNITY CU
Type	Credit Union
Address	MOUNT CLEMENS, MI 48046

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Aug 07, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	24960 31 MILE RD, RAY, MI 48096-1510
Transaction Type	Mortgage
Record Updated	Feb 26, 2021
Title Company	ABSTRACT TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24960 31 MILE RD, RAY, MI 48096-1510

Mortgage

Document Number	0000121730
Date	Feb 09, 2021
Book Page	27410/667
Instrument	2121730

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2051

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	24960 31 MILE RD, RAY, MI 48096-1510
Document Number	0000016739
Instrument Date	Feb 06, 2020
Transaction Type	Mortgage
Record Updated	Mar 05, 2020
Title Company	ABSTRACT TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24960 31 MILE RD RAY MI 480961510, RAY, MI 48096-1510

Mortgage

Document Number	0000016739
Date	Feb 07, 2020
Book Page	026502/000956
Instrument	16739

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 06, 2050

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	24960 31 MILE RD, RAY, MI 48096-1510
Document Number	0000015802
Instrument Date	Feb 13, 2019
Transaction Type	Mortgage
Record Updated	Mar 01, 2019
Title Company	PREMIER TITLE COMPANY, PREMIER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24960 31 MILE RD RAY MI 480961510, RAY, MI 48096-1510

Mortgage

Document Number	0000015802
Date	Feb 15, 2019
Book Page	025812/000570
Instrument	15802

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 14, 2049

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Feb 21, 2019
Property Address	24960 31 MILE RD, RAY, MI 48096-1510
Document Number	0000017102
Book / Page	025818 / 000413
Instrument Date	Feb 13, 2019
Instrument	17102
Transaction Type	Transfer
Record Updated	Mar 07, 2019
Title Company	OTHER

Transaction

Amount	Amount Recorded
Tax	$2,021.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24960 31 MILE RD RAY MI 480961510, RAY, MI 48096-1510

Tax Assessment & Valuation

Source: Macomb County records · Assessment roll updated July 6, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
County Subdivision	Ray Township
Unified School District	Armada Area Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$130,900 (+8%)	$261,800 (+8%)
2025	$3,076.00 (+2.91%) Homeowner's exemption	$121,200 (+7.35%)	$242,400 (+7.35%)
2024	$2,989.00 (+14.3%)
2023		$112,900	$225,800
2022	$2,615.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Macomb County (26099C), updated October 4, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 260992160001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 17 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on 31 Mile Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures